Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s Peter Lynch Fair Value or its related term are showing as below:
KAR:SCBPL'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.4 Med: 0.67 Max: 1.82
Current: 1.09
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Standard Chartered Bank (Pakistan) was 1.82. The lowest was 0.40. And the median was 0.67.
KAR:SCBPL's Price-to-Peter-Lynch-Fair-Value is ranked better than 51.66% of 871
companies
in the Banks industry
Industry Median: 1.11
vs KAR:SCBPL: 1.09
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.26 instead of 15 in this case.
Standard Chartered Bank (Pakistan)'s Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
66.74
/
61.47
=
1.09
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) Peter Lynch Fair Value Related Terms
Standard Chartered Bank (Pakistan) Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) Peter Lynch Fair Value Chart
Standard Chartered Bank (Pakistan) Peter Lynch Fair Value Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s Price-to-Peter-Lynch-Fair-Value falls into.
Standard Chartered Bank (Pakistan)'s EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₨7.44.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of ₨61.47 mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Peter Lynch Fair Value of ₨61.47 as of Jul. 11, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 9075% above median its historical median of 0.67. Over the past decade, Standard Chartered Bank (Pakistan)'s Peter Lynch Fair Value has ranged from 0.40 to 1.82. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #421 out of 871 companies in the Banks industry, placing it in the top 48.3%.
Is Standard Chartered Bank (Pakistan)'s Peter Lynch Fair Value too high?
Standard Chartered Bank (Pakistan)'s current Peter Lynch Fair Value of ₨61.47 is 9075% above median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.82. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #421 out of 871 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #421 out of 871 companies for Peter Lynch Fair Value. This puts Standard Chartered Bank (Pakistan) in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.11. Historically, Standard Chartered Bank (Pakistan)'s own Peter Lynch Fair Value has ranged from 0.40 to 1.82 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 871 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current Peter Lynch Fair Value is ₨61.47, which is 9075% above median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.97, compared to a current price of ₨66.74 — trading 85.5% above its estimated fair value. The current Peter Lynch Fair Value is ₨61.47, which is 9075% above median its 10-year median of 0.67. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Peter Lynch Fair Value is ₨61.47 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨66.74 is trading 85.5% above its estimated GF Value™ of ₨35.97.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
Peter Lynch Fair Value: ₨61.47 (9075% above median its 10-year median of 0.67)
GF Value™: ₨35.97 vs. price of ₨66.74 (85.5% above fair value)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Business Description
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score
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Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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