UFCS (United Fire Group) Accounts Receivable: $836 Mil (As of Jun. 2026)

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UFCS United Fire Group Inc UFCS
59 GF Score
Price $54.56
GF Value $32.59
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Fire Group Accounts Receivable?

United Fire Group UFCS -0.78% 59 Accounts Receivable is $836 Mil as of Jun. 2026. GuruFocus rates UFCS with a GF Score™ of 59/100 and a GF Value™ of $32.59 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. United Fire Group's accounts receivables for the quarter that ended in Jun. 2026 was $836 Mil.

Accounts receivable can be measured by Days Sales Outstanding. United Fire Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 198.78.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. United Fire Group's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-40.18.


United Fire Group Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

United Fire Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=835.888/383.724*91
=198.78

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), United Fire Group's accounts receivable are only considered to be worth 75% of book value:

United Fire Group's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1369.495+0.75 * 835.888+0.5 * 0-3037.029
-0-0)/25.896
=-40.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


United Fire Group Accounts Receivable Related Terms


United Fire Group Accounts Receivable Historical Data

* Premium members only.

The historical data trend for United Fire Group's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Fire Group Accounts Receivable Chart

United Fire Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 444.59 536.68 688.06 681.63 736.43

United Fire Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 760.48 753.97 736.43 776.39 835.89
UFCS
59GF Score
United Fire Group Inc UFCS
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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United Fire Group Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $836 Mil mean?
United Fire Group (UFCS) has a Accounts Receivable of $836 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on United Fire Group and its competitors.
Is United Fire Group's Accounts Receivable too high?
United Fire Group's current Accounts Receivable is $836 Mil. Overall, United Fire Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's Accounts Receivable compare to PRCH and HGTY?
United Fire Group's Accounts Receivable of $836 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on United Fire Group and its competitors. United Fire Group's current Accounts Receivable is $836 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.59, compared to a current price of $54.56 — trading 67.4% above its estimated fair value. The current Accounts Receivable is $836 Mil. United Fire Group's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For United Fire Group (UFCS), the current Accounts Receivable is $836 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Fire Group (UFCS) Overvalued in 2026?

Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued. The current stock price of $54.56 is trading 67.4% above its estimated GF Value™ of $32.59. GuruFocus considers United Fire Group to be Significantly Overvalued.

Key valuation signals for UFCS:

  • Accounts Receivable: $836 Mil
  • GF Value™: $32.59 vs. price of $54.56 (67.4% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Fire Group Business Description

Address 118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
59GF Score

Get the complete analysis for UFCS

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.56
Price
$32.59
GF Value