UFCS (United Fire Group) Risk Assessment


UFCS United Fire Group Inc UFCS
59 GF Score
Price $53.95
GF Value $31.68
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Fire Group Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of United Fire Group is: High Risk: High uncertainty with risk-return tradeoff.

United Fire Group  (NAS:UFCS) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

United Fire Group Risk Assessment Related Terms

UFCS vs PRA, HGTY, PRCH: Risk Assessment Comparison

For the Insurance - Property & Casualty subindustry, United Fire Group's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Fire Group Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, United Fire Group's Risk Assessment distribution charts can be found below:

* The bar in red indicates where United Fire Group's Risk Assessment falls into.


UFCS
59GF Score
United Fire Group Inc UFCS
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is United Fire Group (UFCS) Overvalued in 2026?

Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued. The current stock price of $53.95 is trading 70.3% above its estimated GF Value™ of $31.68. GuruFocus considers United Fire Group to be Significantly Overvalued.

Key valuation signals for UFCS:

  • Risk Assessment:
  • GF Value™: $31.68 vs. price of $53.95 (70.3% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Fire Group Business Description

Address 118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
59GF Score

Get the complete analysis for UFCS

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.95
Price
$31.68
GF Value