UFCS (United Fire Group) YoY EBITDA Growth: 42.55% (As of Jun. 2026)

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UFCS United Fire Group Inc UFCS
58 GF Score
Price $53.01
GF Value $32.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Fire Group YoY EBITDA Growth?

United Fire Group UFCS +0.44% 58 YoY EBITDA Growth is 42.55% as of Jun. 2026. GuruFocus rates UFCS with a GF Score™ of 58/100 and a GF Value™ of $32.93 (Significantly Overvalued). The stock has 6 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. United Fire Group's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was 42.55%.

United Fire Group's EBITDA per Share for the three months ended in Jun. 2026 was $1.85.

United Fire Group YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for United Fire Group's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Fire Group YoY EBITDA Growth Chart

United Fire Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 164.19 -78.31 -213.47 457.39 75.56

United Fire Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,708.82 78.84 19.92 68.72 42.55
UFCS
58GF Score
United Fire Group Inc UFCS
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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United Fire Group YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

United Fire Group's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(6.45-3.674)/ | 3.674 |
=75.56 %

United Fire Group's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(1.846-1.295)/ | 1.295 |
=42.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of 42.55% mean?
United Fire Group (UFCS) has a YoY EBITDA Growth of 42.55% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for United Fire Group and its competitors.
Is United Fire Group's YoY EBITDA Growth too high?
United Fire Group's current YoY EBITDA Growth is 42.55%. Overall, United Fire Group has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's YoY EBITDA Growth compare to PRCH and HGTY?
United Fire Group's YoY EBITDA Growth of 42.55% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for an Insurance company?
A good YoY EBITDA Growth depends on the Insurance industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for United Fire Group and its competitors. United Fire Group's current YoY EBITDA Growth is 42.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.93, compared to a current price of $53.01 — trading 61% above its estimated fair value. The current YoY EBITDA Growth is 42.55%. United Fire Group's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For United Fire Group (UFCS), the current YoY EBITDA Growth is 42.55% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Fire Group (UFCS) Overvalued in 2026?

Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued. The current stock price of $53.01 is trading 61% above its estimated GF Value™ of $32.93. GuruFocus considers United Fire Group to be Significantly Overvalued.

Key valuation signals for UFCS:

  • YoY EBITDA Growth: 42.55%
  • GF Value™: $32.93 vs. price of $53.01 (61% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Fire Group Business Description

Address 118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
58GF Score

Get the complete analysis for UFCS

YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.01
Price
$32.93
GF Value