Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
United Fire GroupUFCS +0.02%59 3-Year Dividend Growth Rate is 0.50% as of Jun. 2026, which is 92% below its 10-year median of 6.60. GuruFocus rates UFCS with a GF Score™ of 59/100 and a GF Value™ of $33.91 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 270 Insurance companies, United Fire Group ranks worse than 80.74% on this metric.
The historical rank and industry rank for United Fire Group's 3-Year Dividend Growth Rate or its related term are showing as below:
UFCS'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -21.5 Med: 6.6 Max: 14.7
Current: 0.5
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of United Fire Group was 14.70% per year. The lowest was -21.50% per year. And the median was 6.60% per year.
UFCS's 3-Year Dividend Growth Rate is ranked worse than 80.74% of 270
companies
in the Insurance industry
Industry Median: 9.4
vs UFCS: 0.50
During the past 12 months, United Fire Group's average Dividends Per Share Growth Rate was 12.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 0.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -7.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -6.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of United Fire Group was 2.24. The lowest was 0.13. And the median was 0.54.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
United Fire Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.200000
2026-09-04
2026-09-04
2026-09-18
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.200000
2026-06-05
2026-06-05
2026-06-19
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.200000
2026-02-24
2026-02-24
2026-03-10
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.160000
2025-12-05
2025-12-05
2025-12-19
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
United Fire Group's Dividend Yield (%) for Today is calculated as
Current Share Price is $53.45.
United Fire Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.76.
During the past 13 years, the highest Dividend Yield of United Fire Group was 6.89%. The lowest was 1.29%. And the median was 2.40%.
Warning Sign:
United Fire Group Inc stock Dividend Yield % is close to 10-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Fire Group 3-Year Dividend Growth Rate Related Terms>
UFCS vs HGTY, TRUP, ASIC: 3-Year Dividend Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, United Fire Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Fire Group 3-Year Dividend Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, United Fire Group's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where United Fire Group's 3-Year Dividend Growth Rate falls into.
United Fire Group 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.50% mean?
United Fire Group (UFCS) has a 3-Year Dividend Growth Rate of 0.50% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on United Fire Group and its competitors. This is 92% below median its historical median of 6.60. According to the industry distribution chart, United Fire Group ranks #218 out of 270 companies in the Insurance industry, placing it in the top 80.7%.
Is United Fire Group's 3-Year Dividend Growth Rate too high?
United Fire Group's current 3-Year Dividend Growth Rate of 0.50% is 92% below median its 10-year median of 6.60. The Insurance industry median 3-Year Dividend Growth Rate is 9.40. United Fire Group's value of 0.50% is 94.7% below this industry median. Based on the distribution chart, United Fire Group ranks #218 out of 270 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Fire Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's 3-Year Dividend Growth Rate compare to HGTY and TRUP?
According to the Insurance industry distribution chart, United Fire Group ranks #218 out of 270 companies for 3-Year Dividend Growth Rate. This places United Fire Group in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.40. United Fire Group's value of 0.50% is 94.7% below this benchmark. While the company's 10-year median is 6.60 vs. the industry median of 9.40, United Fire Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.40, based on 270 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Fire Group's current 3-Year Dividend Growth Rate of 0.50% is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on United Fire Group and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Fire Group's current 3-Year Dividend Growth Rate is 0.50%, which is 92% below median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.91, compared to a current price of $53.45 — trading 57.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.50%, which is 92% below median its 10-year median of 6.60 and 94.7% below the Insurance industry median of 9.40. United Fire Group's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For United Fire Group (UFCS), the current 3-Year Dividend Growth Rate is 0.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Fire Group (UFCS) Overvalued in 2026?
Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued.
The current stock price of $53.45 is trading 57.6% above its estimated GF Value™ of $33.91.
GuruFocus considers United Fire Group to be Significantly Overvalued.
Key valuation signals for UFCS:
3-Year Dividend Growth Rate: 0.50% (92% below median its 10-year median of 6.60)
GF Value™: $33.91 vs. price of $53.45 (57.6% above fair value)
Industry Position: 94.7% below the Insurance median (#218 of 270)
No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
59GF Score
Get the complete analysis for UFCS
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
UFCS has been successfully added to your 
