United Fire GroupUFCS -0.88%60 OCF Yield % is 22.38 as of Jun. 25, 2026, which is 87% above its 10-year median of 11.97. GuruFocus rates UFCS with a GF Score™ of 60/100 and a GF Value™ of $31.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 504 Insurance companies, United Fire Group ranks better than 82.34% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
United Fire Group OCF Yield % Related Terms
United Fire Group OCF Yield % Historical Data
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The historical data trend for United Fire Group's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, United Fire Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Fire Group OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, United Fire Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where United Fire Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Fire Group (UFCS) has a OCF Yield % of 22.38 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on United Fire Group and its competitors. This is 87% above median its historical median of 11.97. According to the industry distribution chart, United Fire Group ranks #89 out of 504 companies in the Insurance industry, placing it in the top 17.7%.
Is United Fire Group's OCF Yield % too high?
United Fire Group's current OCF Yield % of 22.38 is 87% above median its 10-year median of 11.97. The Insurance industry median OCF Yield % is 8.09. United Fire Group's value of 22.38 is 176.8% above this industry median. Based on the distribution chart, United Fire Group ranks #89 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, United Fire Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's OCF Yield % compare to PRCH and HGTY?
According to the Insurance industry distribution chart, United Fire Group ranks #89 out of 504 companies for OCF Yield %. This places United Fire Group in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.09. United Fire Group's value of 22.38 is 176.8% above this benchmark. While the company's 10-year median is 11.97 vs. the industry median of 8.09, United Fire Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.09, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Fire Group's current OCF Yield % of 22.38 is 176.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on United Fire Group and its competitors. For the Insurance industry, the median OCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Fire Group's current OCF Yield % is 22.38, which is 87% above median its own 10-year median of 11.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.57, compared to a current price of $50.62 — trading 60.3% above its estimated fair value. The current OCF Yield % is 22.38, which is 87% above median its 10-year median of 11.97 and 176.8% above the Insurance industry median of 8.09. United Fire Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For United Fire Group (UFCS), the current OCF Yield % is 22.38 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Fire Group (UFCS) Overvalued in 2026?
Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued.
The current stock price of $50.62 is trading 60.3% above its estimated GF Value™ of $31.57.
GuruFocus considers United Fire Group to be Significantly Overvalued.
Key valuation signals for UFCS:
OCF Yield %: 22.38 (87% above median its 10-year median of 11.97)
GF Value™: $31.57 vs. price of $50.62 (60.3% above fair value)
Industry Position: 176.8% above the Insurance median (#89 of 504)
No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
60GF Score
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