UFCS (United Fire Group) Change In Receivables: $-84 Mil (TTM As of Mar. 2026)

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UFCS United Fire Group Inc UFCS
59 GF Score
Price $49.56
GF Value $31.83
Valuation Significantly Overvalued
! 5 Warning Signs
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What is United Fire Group Change In Receivables?

United Fire Group UFCS -3.75% 59 Change In Receivables is $-84 Mil as of Mar. 2026. GuruFocus rates UFCS with a GF Score™ of 59/100 and a GF Value™ of $31.83 (Significantly Overvalued). The stock has 5 warning signs investors should review.

United Fire Group's change in receivables for the quarter that ended in Mar. 2026 was $-39 Mil. It means United Fire Group's Accounts Receivable increased by $39 Mil from Dec. 2025 to Mar. 2026 .

United Fire Group's change in receivables for the fiscal year that ended in Dec. 2025 was $-41 Mil. It means United Fire Group's Accounts Receivable increased by $41 Mil from Dec. 2024 to Dec. 2025 .

United Fire Group's Accounts Receivable for the quarter that ended in Mar. 2026 was $776 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. United Fire Group's Days Sales Outstanding for the three months ended in Mar. 2026 was 191.76.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. United Fire Group's liquidation value for the three months ended in Mar. 2026 was $-1,040 Mil.


United Fire Group  (NAS:UFCS) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

United Fire Group's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=776.387/369.442*91
=191.76

2. In Ben Graham's calculation of liquidation value, United Fire Group's accounts receivable are only considered to be worth 75% of book value:

United Fire Group's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=1337.081-2958.928+0.75 * 776.387+0.5 * 0
=-1,040

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Fire Group Change In Receivables Related Terms


United Fire Group Change In Receivables Historical Data

* Premium members only.

The historical data trend for United Fire Group's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Fire Group Change In Receivables Chart

United Fire Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.06 -91.14 -141.42 13.71 -41.15

United Fire Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.05 -73.71 9.81 19.70 -39.43
UFCS
59GF Score
United Fire Group Inc UFCS
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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United Fire Group Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-84 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-84 Mil mean?
United Fire Group (UFCS) has a Change In Receivables of $-84 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for United Fire Group and its competitors.
Is United Fire Group's Change In Receivables too high?
United Fire Group's current Change In Receivables is $-84 Mil. Overall, United Fire Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's Change In Receivables compare to PRA and HGTY?
United Fire Group's Change In Receivables of $-84 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for United Fire Group and its competitors. United Fire Group's current Change In Receivables is $-84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.83, compared to a current price of $49.56 — trading 55.7% above its estimated fair value. The current Change In Receivables is $-84 Mil. United Fire Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For United Fire Group (UFCS), the current Change In Receivables is $-84 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Fire Group (UFCS) Overvalued in 2026?

Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued. The current stock price of $49.56 is trading 55.7% above its estimated GF Value™ of $31.83. GuruFocus considers United Fire Group to be Significantly Overvalued.

Key valuation signals for UFCS:

  • Change In Receivables: $-84 Mil
  • GF Value™: $31.83 vs. price of $49.56 (55.7% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Fire Group Business Description

Address 118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
59GF Score

Get the complete analysis for UFCS

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.56
Price
$31.83
GF Value