UFCS (United Fire Group) Growth Rank: 1 (As of Jul. 30, 2026) — 80% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UFCS United Fire Group Inc UFCS
58 GF Score
Price $51.51
GF Value $31.90
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is United Fire Group Growth Rank?

United Fire Group UFCS -1.73% 58 Growth Rank is 1 as of Jul. 30, 2026, which is 80% below its 10-year median of 5.00. GuruFocus rates UFCS with a GF Score™ of 58/100 and a GF Value™ of $31.90 (Significantly Overvalued). The stock has 6 warning signs investors should review.

United Fire Group has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

United Fire Group Growth Rank Related Terms

UFCS vs PRCH, HGTY, UVE: Growth Rank Comparison

For the Insurance - Property & Casualty subindustry, United Fire Group's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Fire Group Growth Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, United Fire Group's Growth Rank distribution charts can be found below:

* The bar in red indicates where United Fire Group's Growth Rank falls into.


UFCS
58GF Score
United Fire Group Inc UFCS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
United Fire Group (UFCS) has a Growth Rank of 1 as of Jul. 30, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on United Fire Group and its competitors. This is 80% below median its historical median of 5.00. Over the past decade, United Fire Group's Growth Rank has ranged from 1.00 to 8.00.
Is United Fire Group's Growth Rank too high?
United Fire Group's current Growth Rank of 1 is 80% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, United Fire Group has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's Growth Rank compare to PRCH and HGTY?
United Fire Group's Growth Rank of 1 can be compared against companies in the Insurance industry. Historically, United Fire Group's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for an Insurance company?
A good Growth Rank depends on the Insurance industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on United Fire Group and its competitors. United Fire Group's current Growth Rank is 1, which is 80% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.90, compared to a current price of $51.51 — trading 61.5% above its estimated fair value. The current Growth Rank is 1, which is 80% below median its 10-year median of 5.00. United Fire Group's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For United Fire Group (UFCS), the current Growth Rank is 1 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Fire Group (UFCS) Overvalued in 2026?

Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued. The current stock price of $51.51 is trading 61.5% above its estimated GF Value™ of $31.90. GuruFocus considers United Fire Group to be Significantly Overvalued.

Key valuation signals for UFCS:

  • Growth Rank: 1 (80% below median its 10-year median of 5.00)
  • GF Value™: $31.90 vs. price of $51.51 (61.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Fire Group Business Description

Address 118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
58GF Score

Get the complete analysis for UFCS

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.51
Price
$31.90
GF Value