GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » United Fire Group Inc (NAS:UFCS) » Definitions » 3-Year RORE %

UFCS (United Fire Group) 3-Year RORE % : -1,384.62% (As of Dec. 2024)


View and export this data going back to 1990. Start your Free Trial

What is United Fire Group 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. United Fire Group's 3-Year RORE % for the quarter that ended in Dec. 2024 was -1,384.62%.

The industry rank for United Fire Group's 3-Year RORE % or its related term are showing as below:

UFCS's 3-Year RORE % is ranked worse than
98.5% of 468 companies
in the Insurance industry
Industry Median: 14.835 vs UFCS: -1384.62

United Fire Group 3-Year RORE % Historical Data

The historical data trend for United Fire Group's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Fire Group 3-Year RORE % Chart

United Fire Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 85.32 -68.85 -163.14 -614.08 -1,384.62

United Fire Group Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -614.08 -885.42 650.00 -13.68 -1,384.62

Competitive Comparison of United Fire Group's 3-Year RORE %

For the Insurance - Property & Casualty subindustry, United Fire Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Fire Group's 3-Year RORE % Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, United Fire Group's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where United Fire Group's 3-Year RORE % falls into.



United Fire Group 3-Year RORE % Calculation

United Fire Group's 3-Year RORE % for the quarter that ended in Dec. 2024 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2.38-0.58 )/( 1.78-1.91 )
=1.8/-0.13
=-1,384.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2024 and 3-year before.


United Fire Group  (NAS:UFCS) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


United Fire Group 3-Year RORE % Related Terms

Thank you for viewing the detailed overview of United Fire Group's 3-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


United Fire Group Business Description

Traded in Other Exchanges
N/A
Address
118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
Executives
Christopher R Drahozal director 2001 RIVIERA COURT, LAWRENCE KS 66047-1999
Dee Ann Mcintyre 10 percent owner 2007 FIRST AVENUE SE, CEDAR RAPIDS IA 52406-2804
George D Milligan director 118 2ND AVE SE, CEDAR RAPIDS IA 52401
James Noyce director 5400 UNIVERSITY AVENUE, WEST DES MOINES IA 50266
Ruehle Corey Lynn officer: VP & Chief Claims Officer 118 SECOND AVENUE SE, CEDAR RAPIDS IA 52401
Scott L Carlton director 118 SECOND AVENUE SE, CEDAR RAPIDS IA 52401
Micah G Woolstenhulme officer: VP 118 2ND AVE SE, CEDAR RAPIDS IA 52401
Matthew R Foran director 118 2ND AVE SE, CEDAR RAPIDS IA 52401
Eric J Martin officer: Chief Financial Officer 118 SECOND AVE SE, CEDAR RAPIDS IA 52407
Robert Francis Cataldo officer: VP & Strategy Officer 118 SECOND AVENUE SE, CEDAR RAPIDS IA 52401
Julie A Stephenson officer: Executive VP & COO 118 2ND AVE SE, CEDAR RAPIDS IA 52401
Mark A. Green director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Kevin James Leidwinger director, officer: Director, CEO 151 N. FRANKLIN, CHICAGO IL 60606
Jeremy Bahl officer: VP & Chief UW Officer 118 SECOND AVE SE, CEDAR RAPIDS IA 52401
Sarah E Madsen officer: Chief Legal Officer 118 SECOND AVE SE, CEDAR RAPIDS IA 52401