United Fire GroupUFCS +2.51%60 FCF Yield % is 21.68 as of Jun. 24, 2026, which is 122% above its 10-year median of 9.75. GuruFocus rates UFCS with a GF Score™ of 60/100 and a GF Value™ of $31.56 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 505 Insurance companies, United Fire Group ranks better than 83.76% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
United Fire Group FCF Yield % Related Terms
United Fire Group FCF Yield % Historical Data
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The historical data trend for United Fire Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, United Fire Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Fire Group FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, United Fire Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where United Fire Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Fire Group (UFCS) has a FCF Yield % of 21.68 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on United Fire Group and its competitors. This is 122% above median its historical median of 9.75. According to the industry distribution chart, United Fire Group ranks #82 out of 505 companies in the Insurance industry, placing it in the top 16.2%.
Is United Fire Group's FCF Yield % too high?
United Fire Group's current FCF Yield % of 21.68 is 122% above median its 10-year median of 9.75. The Insurance industry median FCF Yield % is 7.12. United Fire Group's value of 21.68 is 204.5% above this industry median. Based on the distribution chart, United Fire Group ranks #82 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, United Fire Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's FCF Yield % compare to PRCH and HGTY?
According to the Insurance industry distribution chart, United Fire Group ranks #82 out of 505 companies for FCF Yield %. This places United Fire Group in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.12. United Fire Group's value of 21.68 is 204.5% above this benchmark. While the company's 10-year median is 9.75 vs. the industry median of 7.12, United Fire Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Fire Group's current FCF Yield % of 21.68 is 204.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on United Fire Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Fire Group's current FCF Yield % is 21.68, which is 122% above median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.56, compared to a current price of $51.49 — trading 63.1% above its estimated fair value. The current FCF Yield % is 21.68, which is 122% above median its 10-year median of 9.75 and 204.5% above the Insurance industry median of 7.12. United Fire Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For United Fire Group (UFCS), the current FCF Yield % is 21.68 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Fire Group (UFCS) Overvalued in 2026?
Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued.
The current stock price of $51.49 is trading 63.1% above its estimated GF Value™ of $31.56.
GuruFocus considers United Fire Group to be Significantly Overvalued.
Key valuation signals for UFCS:
FCF Yield %: 21.68 (122% above median its 10-year median of 9.75)
GF Value™: $31.56 vs. price of $51.49 (63.1% above fair value)
Industry Position: 204.5% above the Insurance median (#82 of 505)
No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
60GF Score
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