UFCS (United Fire Group) Shareholder Yield % : -0.06% (As of Mar. 2026)


UFCS United Fire Group Inc UFCS
60 GF Score
Price $52.17
GF Value $31.58
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Fire Group Shareholder Yield %?

United Fire Group UFCS +4.79% 60 Shareholder Yield % is -0.06% as of Mar. 2026. GuruFocus rates UFCS with a GF Score™ of 60/100 and a GF Value™ of $31.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 496 Insurance companies, United Fire Group ranks worse than 75.2% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, United Fire Group's Shareholder Yield % was -0.06%.


United Fire Group  (NAS:UFCS) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


United Fire Group Shareholder Yield % Related Terms


United Fire Group Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for United Fire Group's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Fire Group Shareholder Yield % Chart

United Fire Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.01 2.18 3.24 -4.76 -2.04

United Fire Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.75 -4.58 -3.55 -2.04 -0.20

UFCS vs PRCH, HGTY, PRA: Shareholder Yield % Comparison

For the Insurance - Property & Casualty subindustry, United Fire Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Fire Group Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, United Fire Group's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where United Fire Group's Shareholder Yield % falls into.


UFCS
60GF Score
United Fire Group Inc UFCS
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Fire Group Shareholder Yield % Calculation

United Fire Group's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.83 %+0.28 %+-2.31 %
=-0.2 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -0.06% mean?
United Fire Group (UFCS) has a Shareholder Yield % of -0.06% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on United Fire Group and its competitors. According to the industry distribution chart, United Fire Group ranks #373 out of 496 companies in the Insurance industry, placing it in the top 75.2%.
Is United Fire Group's Shareholder Yield % too high?
United Fire Group's current Shareholder Yield % is -0.06%. Based on the distribution chart, United Fire Group ranks #373 out of 496 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Fire Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Fire Group's Shareholder Yield % compare to PRCH and HGTY?
According to the Insurance industry distribution chart, United Fire Group ranks #373 out of 496 companies for Shareholder Yield %. This places United Fire Group in the lower half of its industry. The industry median Shareholder Yield % is 2.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.70, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on United Fire Group and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Fire Group's current Shareholder Yield % is -0.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fire Group stock overvalued right now?
Based on GuruFocus' analysis, United Fire Group (UFCS) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.58, compared to a current price of $52.17 — trading 65.2% above its estimated fair value. The current Shareholder Yield % is -0.06%. United Fire Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For United Fire Group (UFCS), the current Shareholder Yield % is -0.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Fire Group (UFCS) Overvalued in 2026?

Based on GuruFocus' analysis, United Fire Group stock appears to be overvalued. The current stock price of $52.17 is trading 65.2% above its estimated GF Value™ of $31.58. GuruFocus considers United Fire Group to be Significantly Overvalued.

Key valuation signals for UFCS:

  • Shareholder Yield %: -0.06%
  • GF Value™: $31.58 vs. price of $52.17 (65.2% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the UFCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Fire Group Business Description

Address 118 Second Avenue SE, Cedar Rapids, IA, USA, 52401
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
60GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.17
Price
$31.58
GF Value