Philippine Bank of Communications's quarterly Beginning Cash Position
increased
from Sep. 2025 (₱9,066 Mil) to Dec. 2025 (₱14,821 Mil) but then
declined
from Dec. 2025 (₱14,821 Mil) to Mar. 2026 (₱13,764 Mil).
Philippine Bank of Communications's annual Beginning Cash Position
increased
from Dec. 2023 (₱13,865 Mil) to Dec. 2024 (₱14,709 Mil) but then
declined
from Dec. 2024 (₱14,709 Mil) to Dec. 2025 (₱9,182 Mil).
Philippine Bank of Communications Beginning Cash Position Related Terms
Philippine Bank of Communications Beginning Cash Position Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Beginning Cash Position Chart
What does a Beginning Cash Position of ₱13,764 Mil mean?
Philippine Bank of Communications (PHS:PBC) has a Beginning Cash Position of ₱13,764 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Philippine Bank of Communications and its competitors.
Is Philippine Bank of Communications' Beginning Cash Position too high?
Philippine Bank of Communications' current Beginning Cash Position is ₱13,764 Mil. Overall, Philippine Bank of Communications has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Beginning Cash Position compare to PNC and USB?
Philippine Bank of Communications' Beginning Cash Position of ₱13,764 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Philippine Bank of Communications and its competitors. Philippine Bank of Communications's current Beginning Cash Position is ₱13,764 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.99, compared to a current price of ₱14.80 — trading 26% below its estimated fair value. The current Beginning Cash Position is ₱13,764 Mil. Philippine Bank of Communications' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Beginning Cash Position is ₱13,764 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱14.80 is trading 26% below its estimated GF Value™ of ₱19.99.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
Beginning Cash Position: ₱13,764 Mil
GF Value™: ₱19.99 vs. price of ₱14.80 (26% below fair value)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
70GF Score
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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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