Philippine Bank of Communications (PHS:PBC) Change In Receivables: ₱0 Mil (TTM As of Mar. 2026)


PHS:PBC Philippine Bank of Communications PHS:PBC
63 GF Score
Price ₱14.80
GF Value ₱20.05
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Philippine Bank of Communications Change In Receivables?

Philippine Bank of Communications PHS:PBC 63 Change In Receivables is ₱0 Mil as of Mar. 2026. GuruFocus rates PHS:PBC with a GF Score™ of 63/100 and a GF Value™ of ₱20.05 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Philippine Bank of Communications's change in receivables for the quarter that ended in Mar. 2026 was ₱0 Mil. It means Philippine Bank of Communications's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Philippine Bank of Communications's change in receivables for the fiscal year that ended in Dec. 2025 was ₱0 Mil. It means Philippine Bank of Communications's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Philippine Bank of Communications's Accounts Receivable for the quarter that ended in Mar. 2026 was ₱0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Philippine Bank of Communications's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Philippine Bank of Communications's liquidation value for the three months ended in Mar. 2026 was ₱-150,250 Mil.


Philippine Bank of Communications  (PHS:PBC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Philippine Bank of Communications's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/1784.42*91
=0.00

2. In Ben Graham's calculation of liquidation value, Philippine Bank of Communications's accounts receivable are only considered to be worth 75% of book value:

Philippine Bank of Communications's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=17631.129-167881.277+0.75 * 0+0.5 * 0
=-150,250

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Philippine Bank of Communications Change In Receivables Related Terms


Philippine Bank of Communications Change In Receivables Historical Data

* Premium members only.

The historical data trend for Philippine Bank of Communications's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Bank of Communications Change In Receivables Chart

Philippine Bank of Communications Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Philippine Bank of Communications Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
PHS:PBC
63GF Score
Philippine Bank of Communications PHS:PBC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine Bank of Communications Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ₱0 Mil mean?
Philippine Bank of Communications (PHS:PBC) has a Change In Receivables of ₱0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Philippine Bank of Communications and its competitors.
Is Philippine Bank of Communications' Change In Receivables too high?
Philippine Bank of Communications' current Change In Receivables is ₱0 Mil. Overall, Philippine Bank of Communications has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Change In Receivables compare to PNC and USB?
Philippine Bank of Communications' Change In Receivables of ₱0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Philippine Bank of Communications and its competitors. Philippine Bank of Communications's current Change In Receivables is ₱0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱20.05, compared to a current price of ₱14.80 — trading 26.2% below its estimated fair value. The current Change In Receivables is ₱0 Mil. Philippine Bank of Communications' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Change In Receivables is ₱0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued. The current stock price of ₱14.80 is trading 26.2% below its estimated GF Value™ of ₱20.05. GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.

Key valuation signals for PHS:PBC:

  • Change In Receivables: ₱0 Mil
  • GF Value™: ₱20.05 vs. price of ₱14.80 (26.2% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Bank of Communications Business Description

Address 6795 Ayala Avenue corner V.A. Rufino Street, PBCom Tower, P.O. Box 3281, Makati City, PHL, 1226
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
63GF Score

Get the complete analysis for PHS:PBC

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.80
Price
₱20.05
GF Value