This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Philippine Bank of Communications's Median PS Value or its related term are showing as below:
PHS:PBC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.45 Med: 0.58 Max: 0.76
Current: 0.55
During the past 13 years, the highest Price to Median PS Value of Philippine Bank of Communications was 0.76. The lowest was 0.45. And the median was 0.58.
PHS:PBC's Price-to-Median-PS-Value is ranked better than 95.3% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs PHS:PBC: 0.55
Philippine Bank of Communications (PHS:PBC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Philippine Bank of Communications's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
15.42
/
28.25
=
0.55
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Median PS Value Related Terms
Philippine Bank of Communications Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Median PS Value Chart
For the Banks - Regional subindustry, Philippine Bank of Communications's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.6625.
Philippine Bank of Communications's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱16.992.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications (PHS:PBC) has a Median PS Value of ₱28.25 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Philippine Bank of Communications and its competitors. This is 4771% above median its historical median of 0.58. Over the past decade, Philippine Bank of Communications' Median PS Value has ranged from 0.45 to 0.76. According to the industry distribution chart, Philippine Bank of Communications ranks #49 out of 1042 companies in the Banks industry, placing it in the top 4.7%.
Is Philippine Bank of Communications' Median PS Value too high?
Philippine Bank of Communications' current Median PS Value of ₱28.25 is 4771% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.76. Based on the distribution chart, Philippine Bank of Communications ranks #49 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #49 out of 1042 companies for Median PS Value. This places Philippine Bank of Communications in the top 5% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.10. Historically, Philippine Bank of Communications' own Median PS Value has ranged from 0.45 to 0.76 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Philippine Bank of Communications and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current Median PS Value is ₱28.25, which is 4771% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.93, compared to a current price of ₱15.42 — trading 22.6% below its estimated fair value. The current Median PS Value is ₱28.25, which is 4771% above median its 10-year median of 0.58. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Median PS Value is ₱28.25 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱15.42 is trading 22.6% below its estimated GF Value™ of ₱19.93.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
Median PS Value: ₱28.25 (4771% above median its 10-year median of 0.58)
GF Value™: ₱19.93 vs. price of ₱15.42 (22.6% below fair value)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score
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