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Pretax income is the income that a company earns before paying income taxes. Philippine Bank of Communications's pretax income for the
three
months ended in Mar. 2026 was ₱548 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱3,293 Mil.
Philippine Bank of Communications's pretax margin was 30.74%.
During the past 13 years, Philippine Bank of Communications's highest Pretax Margin was 42.81%. The lowest was 8.44%. And the median was 33.96%.
During the past 13 years, Philippine Bank of Communications's highest Pretax Margin was 42.81%. The lowest was 8.44%. And the median was 33.96%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Pre-Tax Income Related Terms
Philippine Bank of Communications Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Pre-Tax Income Chart
For the Banks - Regional subindustry, Philippine Bank of Communications's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱3,293 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications (PHS:PBC) has a Pre-Tax Income of ₱3,293 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Philippine Bank of Communications and its competitors.
Is Philippine Bank of Communications' Pre-Tax Income too high?
Philippine Bank of Communications' current Pre-Tax Income is ₱3,293 Mil. Overall, Philippine Bank of Communications has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Pre-Tax Income compare to PNC and USB?
Philippine Bank of Communications' Pre-Tax Income of ₱3,293 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Philippine Bank of Communications and its competitors. Philippine Bank of Communications's current Pre-Tax Income is ₱3,293 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱20.18, compared to a current price of ₱14.80 — trading 26.7% below its estimated fair value. The current Pre-Tax Income is ₱3,293 Mil. Philippine Bank of Communications' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Pre-Tax Income is ₱3,293 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱14.80 is trading 26.7% below its estimated GF Value™ of ₱20.18.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
Pre-Tax Income: ₱3,293 Mil
GF Value™: ₱20.18 vs. price of ₱14.80 (26.7% below fair value)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
68GF Score
Get the complete analysis for PHS:PBC
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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