Philippine Bank of Communications (PHS:PBC) EPS without NRI: ₱5.18 (TTM As of Mar. 2026)


PHS:PBC Philippine Bank of Communications PHS:PBC
62 GF Score
Price ₱15.42
GF Value ₱19.94
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Philippine Bank of Communications EPS without NRI?

Philippine Bank of Communications PHS:PBC 62 EPS without NRI is ₱5.18 as of Mar. 2026. GuruFocus rates PHS:PBC with a GF Score™ of 62/100 and a GF Value™ of ₱19.94 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,414 Banks companies, Philippine Bank of Communications ranks better than 70.16% on this metric.

Philippine Bank of Communications's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₱0.86. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₱5.18.

During the past 12 months, Philippine Bank of Communications's average earnings per share (NRI) Growth Rate was 12.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 16.20% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 15.60% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Philippine Bank of Communications's EPS without NRI or its related term are showing as below:

PHS:PBC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -58.7   Med: 15.25   Max: 100.7
Current: 16.2

During the past 13 years, Philippine Bank of Communications's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 100.70% per year. The lowest was -58.70% per year. And the median was 15.25% per year.

PHS:PBC's 3-Year EPS without NRI Growth Rate is ranked better than
70.16% of 1414 companies
in the Banks industry
Industry Median: 7.3 vs PHS:PBC: 16.20

Philippine Bank of Communications's EPS (Diluted) for the three months ended in Mar. 2026 was ₱0.84. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱5.15.

Philippine Bank of Communications's EPS (Basic) for the three months ended in Mar. 2026 was ₱0.84. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱5.15.


Philippine Bank of Communications  (PHS:PBC) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Philippine Bank of Communications EPS without NRI Related Terms


Philippine Bank of Communications EPS without NRI Historical Data

* Premium members only.

The historical data trend for Philippine Bank of Communications's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Bank of Communications EPS without NRI Chart

Philippine Bank of Communications Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.42 3.45 4.01 4.67 5.40

Philippine Bank of Communications Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 0.90 1.44 1.98 0.86

PHS:PBC vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Philippine Bank of Communications's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Bank of Communications PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Bank of Communications's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Philippine Bank of Communications's PE Ratio without NRI falls into.


PHS:PBC
62GF Score
Philippine Bank of Communications PHS:PBC
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine Bank of Communications EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱5.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₱5.18 mean?
Philippine Bank of Communications (PHS:PBC) has a EPS without NRI of ₱5.18 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Philippine Bank of Communications and its competitors. According to the industry distribution chart, Philippine Bank of Communications ranks #422 out of 1414 companies in the Banks industry, placing it in the top 29.8%.
Is Philippine Bank of Communications' EPS without NRI too high?
Philippine Bank of Communications' current EPS without NRI is ₱5.18. Based on the distribution chart, Philippine Bank of Communications ranks #422 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #422 out of 1414 companies for EPS without NRI. This puts Philippine Bank of Communications in the upper half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Philippine Bank of Communications and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current EPS without NRI is ₱5.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.94, compared to a current price of ₱15.42 — trading 22.7% below its estimated fair value. The current EPS without NRI is ₱5.18. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current EPS without NRI is ₱5.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued. The current stock price of ₱15.42 is trading 22.7% below its estimated GF Value™ of ₱19.94. GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.

Key valuation signals for PHS:PBC:

  • EPS without NRI: ₱5.18
  • GF Value™: ₱19.94 vs. price of ₱15.42 (22.7% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Bank of Communications Business Description

Address 6795 Ayala Avenue corner V.A. Rufino Street, PBCom Tower, P.O. Box 3281, Makati City, PHL, 1226
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score

Get the complete analysis for PHS:PBC

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱15.42
Price
₱19.94
GF Value