FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
PHS:PBC'
s FCF Yield % Range Over the Past 10 Years
Min: -212.13 Med: 11.21 Max: 281.09
Current: 245.8
During the past 13 years, the highest FCF Yield % of Philippine Bank of Communications was 281.09%. The lowest was -212.13%. And the median was 11.21%.
PHS:PBC's FCF Yield % is ranked better than 98.07% of 1504
companies
in the Banks industry
Industry Median: 8.24
vs PHS:PBC: 245.80
Philippine Bank of Communications FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Philippine Bank of Communications FCF Yield % Related Terms
Philippine Bank of Communications FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications FCF Yield % Chart
For the Banks - Regional subindustry, Philippine Bank of Communications's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications (PHS:PBC) has a FCF Yield % of 245.80 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Philippine Bank of Communications and its competitors. This is 2093% above median its historical median of 11.21. According to the industry distribution chart, Philippine Bank of Communications ranks #29 out of 1504 companies in the Banks industry, placing it in the top 1.9%.
Is Philippine Bank of Communications' FCF Yield % too high?
Philippine Bank of Communications' current FCF Yield % of 245.80 is 2093% above median its 10-year median of 11.21. The Banks industry median FCF Yield % is 8.24. Philippine Bank of Communications' value of 245.80 is 2883% above this industry median. Based on the distribution chart, Philippine Bank of Communications ranks #29 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #29 out of 1504 companies for FCF Yield %. This places Philippine Bank of Communications in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.24. Philippine Bank of Communications' value of 245.80 is 2883% above this benchmark. While the company's 10-year median is 11.21 vs. the industry median of 8.24, Philippine Bank of Communications has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Bank of Communications's current FCF Yield % of 245.80 is 2883% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Philippine Bank of Communications and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current FCF Yield % is 245.80, which is 2093% above median its own 10-year median of 11.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.93, compared to a current price of ₱15.42 — trading 22.6% below its estimated fair value. The current FCF Yield % is 245.80, which is 2093% above median its 10-year median of 11.21 and 2883% above the Banks industry median of 8.24. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current FCF Yield % is 245.80 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱15.42 is trading 22.6% below its estimated GF Value™ of ₱19.93.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
FCF Yield %: 245.80 (2093% above median its 10-year median of 11.21)
GF Value™: ₱19.93 vs. price of ₱15.42 (22.6% below fair value)
Industry Position: 2883% above the Banks median (#29 of 1504)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score
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