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The historical rank and industry rank for Philippine Bank of Communications's Price-to-Tangible-Book or its related term are showing as below:
PHS:PBC'
s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.34 Med: 0.67 Max: 1.65
Current: 0.34
During the past 13 years, Philippine Bank of Communications's highest Price to Tangible Book Ratio was 1.65. The lowest was 0.34. And the median was 0.67.
PHS:PBC's Price-to-Tangible-Book is ranked better than 94.98% of 1495
companies
in the Banks industry
Industry Median: 1.2
vs PHS:PBC: 0.34
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Philippine Bank of Communications Price-to-Tangible-Book Related Terms
Philippine Bank of Communications Price-to-Tangible-Book Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Price-to-Tangible-Book Chart
PHS:PBC vs USB, PNC: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, Philippine Bank of Communications's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Philippine Bank of Communications (PHS:PBC) has a Price-to-Tangible-Book of 0.34 as of Sep. 03, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Philippine Bank of Communications and its competitors. According to the industry distribution chart, Philippine Bank of Communications ranks #75 out of 1495 companies in the Banks industry, placing it in the top 5%.
Is Philippine Bank of Communications' Price-to-Tangible-Book too high?
Philippine Bank of Communications' current Price-to-Tangible-Book is 0.34. The Banks industry median Price-to-Tangible-Book is 1.20. Philippine Bank of Communications' value of 0.34 is 71.7% below this industry median. Based on the distribution chart, Philippine Bank of Communications ranks #75 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Bank of Communications has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Price-to-Tangible-Book compare to USB and PNC?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #75 out of 1495 companies for Price-to-Tangible-Book. This places Philippine Bank of Communications in the top 5% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 1.20. Philippine Bank of Communications' value of 0.34 is 71.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Bank of Communications's current Price-to-Tangible-Book of 0.34 is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Philippine Bank of Communications and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current Price-to-Tangible-Book is 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱20.33, compared to a current price of ₱14.78 — trading 27.3% below its estimated fair value. The current Price-to-Tangible-Book is 0.34 and 71.7% below the Banks industry median of 1.20. Philippine Bank of Communications' overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Price-to-Tangible-Book is 0.34 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱14.78 is trading 27.3% below its estimated GF Value™ of ₱20.33.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
Price-to-Tangible-Book: 0.34
GF Value™: ₱20.33 vs. price of ₱14.78 (27.3% below fair value)
Industry Position: 71.7% below the Banks median (#75 of 1495)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
67GF Score
Get the complete analysis for PHS:PBC
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