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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-13), Philippine Bank of Communications's 3-1 Month Momentum % is -5.55%.
PHS:PBC's 3-1 Month Momentum % is ranked worse than 79.11% of 1580
companies
in the Banks industry
Industry Median: 1.15
vs PHS:PBC: -5.55
Philippine Bank of Communications (PHS:PBC) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Philippine Bank of Communications 3-1 Month Momentum % Related Terms
PHS:PBC vs PNC, USB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Philippine Bank of Communications's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's 3-1 Month Momentum % falls into.
Philippine Bank of Communications (PHS:PBC) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications (PHS:PBC) has a 3-1 Month Momentum % of -5.55% as of Jul. 13, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Philippine Bank of Communications and its competitors. According to the industry distribution chart, Philippine Bank of Communications ranks #1250 out of 1580 companies in the Banks industry, placing it in the top 79.1%.
Is Philippine Bank of Communications' 3-1 Month Momentum % too high?
Philippine Bank of Communications' current 3-1 Month Momentum % is -5.55%. Based on the distribution chart, Philippine Bank of Communications ranks #1250 out of 1580 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Bank of Communications has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #1250 out of 1580 companies for 3-1 Month Momentum %. This places Philippine Bank of Communications in the lower half of its industry. The industry median 3-1 Month Momentum % is 1.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 1.15, based on 1,580 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Philippine Bank of Communications and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current 3-1 Month Momentum % is -5.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱20.05, compared to a current price of ₱14.78 — trading 26.3% below its estimated fair value. The current 3-1 Month Momentum % is -5.55%. Philippine Bank of Communications' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current 3-1 Month Momentum % is -5.55% as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱14.78 is trading 26.3% below its estimated GF Value™ of ₱20.05.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
3-1 Month Momentum %: -5.55%
GF Value™: ₱20.05 vs. price of ₱14.78 (26.3% below fair value)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
63GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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