What is Philippine Bank of Communications PS Ratio?
Philippine Bank of CommunicationsPHS:PBC 62 PS Ratio is 0.91 as of Jun. 27, 2026, which is 45% below its 10-year median of 1.65. GuruFocus rates PHS:PBC with a GF Score™ of 62/100 and a GF Value™ of ₱19.94 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, Philippine Bank of Communications ranks better than 92.54% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Philippine Bank of Communications's share price is ₱15.42.
Philippine Bank of Communications's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₱16.99. Hence, Philippine Bank of Communications's PS Ratio for today is 0.91.
Good Sign:
Philippine Bank of Communications stock PS Ratio (=0.91) is close to 10-year low of 0.9.
During the past 13 years, Philippine Bank of Communications's highest 3-Year average Revenue per Share Growth Rate was 37.70% per year. The lowest was -33.00% per year. And the median was 5.40% per year.
Back to Basics: PS Ratio
Philippine Bank of Communications (PHS:PBC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Philippine Bank of Communications PS Ratio Related Terms
Philippine Bank of Communications PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Philippine Bank of Communications's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's PS Ratio distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's PS Ratio falls into.
Philippine Bank of Communications PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Philippine Bank of Communications's Share Price of today is ₱15.42. Philippine Bank of Communications's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱16.99.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Philippine Bank of Communications (PHS:PBC) has a PS Ratio of 0.91 as of Jun. 27, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Philippine Bank of Communications and its competitors. This is 45% below median its historical median of 1.65. Over the past decade, Philippine Bank of Communications' PS Ratio has ranged from 0.90 to 3.36. According to the industry distribution chart, Philippine Bank of Communications ranks #113 out of 1515 companies in the Banks industry, placing it in the top 7.5%.
Is Philippine Bank of Communications' PS Ratio too high?
Philippine Bank of Communications' current PS Ratio of 0.91 is 45% below median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 3.36. The Banks industry median PS Ratio is 2.98. Philippine Bank of Communications' value of 0.91 is 69.5% below this industry median. Based on the distribution chart, Philippine Bank of Communications ranks #113 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #113 out of 1515 companies for PS Ratio. This places Philippine Bank of Communications in the top 8% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.98. Philippine Bank of Communications' value of 0.91 is 69.5% below this benchmark. Historically, Philippine Bank of Communications' own PS Ratio has ranged from 0.90 to 3.36 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 2.98, Philippine Bank of Communications has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Bank of Communications's current PS Ratio of 0.91 is 69.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Philippine Bank of Communications and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current PS Ratio is 0.91, which is 45% below median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.94, compared to a current price of ₱15.42 — trading 22.7% below its estimated fair value. The current PS Ratio is 0.91, which is 45% below median its 10-year median of 1.65 and 69.5% below the Banks industry median of 2.98. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current PS Ratio is 0.91 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱15.42 is trading 22.7% below its estimated GF Value™ of ₱19.94.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
PS Ratio: 0.91 (45% below median its 10-year median of 1.65)
GF Value™: ₱19.94 vs. price of ₱15.42 (22.7% below fair value)
Industry Position: 69.5% below the Banks median (#113 of 1515)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score
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