Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Mar. 2026,
Philippine Bank of Communications paid₱0 Mil more to buy back shares than it received from issuing new shares.
It spent₱2,702 Mil paying down its debt.
It paid₱0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It received₱0 Mil from paying cash dividends to shareholders.
It received₱16 Mil on other financial activities.
In all, Philippine Bank of Communicationsspent₱2,686 Mil on financial activities for the
three
months ended in Mar. 2026.
Philippine Bank of Communications (PHS:PBC) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Philippine Bank of Communications's issuance of stock for the
three
months ended in Mar. 2026 was ₱0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Philippine Bank of Communications's repurchase of stock for the
three
months ended in Mar. 2026 was ₱0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Philippine Bank of Communications's net issuance of debt for the
three
months ended in Mar. 2026 was ₱-2,702 Mil.
Philippine Bank of Communications spent₱2,702 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Philippine Bank of Communications's net issuance of preferred for the
three
months ended in Mar. 2026 was ₱0 Mil.
Philippine Bank of Communications paid₱0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Philippine Bank of Communications's cash flow for dividends for the
three
months ended in Mar. 2026 was ₱0 Mil.
Philippine Bank of Communications received₱0 Mil from paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Philippine Bank of Communications's other financing for the
three
months ended in Mar. 2026 was ₱16 Mil.
Philippine Bank of Communications received₱16 Mil on other financial activities.
Philippine Bank of Communications Cash Flow from Financing Related Terms
Philippine Bank of Communications Cash Flow from Financing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications Cash Flow from Financing Chart
Philippine Bank of Communications Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱7,910 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of ₱7,910 Mil mean?
Philippine Bank of Communications (PHS:PBC) has a Cash Flow from Financing of ₱7,910 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Philippine Bank of Communications and its competitors.
Is Philippine Bank of Communications' Cash Flow from Financing too high?
Philippine Bank of Communications' current Cash Flow from Financing is ₱7,910 Mil. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Cash Flow from Financing compare to PNC and USB?
Philippine Bank of Communications' Cash Flow from Financing of ₱7,910 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Philippine Bank of Communications and its competitors. Philippine Bank of Communications's current Cash Flow from Financing is ₱7,910 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.99, compared to a current price of ₱14.80 — trading 26% below its estimated fair value. The current Cash Flow from Financing is ₱7,910 Mil. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Cash Flow from Financing is ₱7,910 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱14.80 is trading 26% below its estimated GF Value™ of ₱19.99.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
Cash Flow from Financing: ₱7,910 Mil
GF Value™: ₱19.99 vs. price of ₱14.80 (26% below fair value)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score
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Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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