Philippine Bank of Communications (PHS:PBC) 3-Year Share Buyback Ratio: 0.00% (As of Mar. 2026)

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PHS:PBC Philippine Bank of Communications PHS:PBC
62 GF Score
Price ₱14.80
GF Value ₱20.12
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Philippine Bank of Communications 3-Year Share Buyback Ratio?

Philippine Bank of Communications PHS:PBC 62 3-Year Share Buyback Ratio is 0.00 as of Mar. 2026. GuruFocus rates PHS:PBC with a GF Score™ of 62/100 and a GF Value™ of ₱20.12 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,038 Banks companies, Philippine Bank of Communications ranks worse than 96339.02% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Philippine Bank of Communications's current 3-Year Share Buyback Ratio was 0.00%.

The historical rank and industry rank for Philippine Bank of Communications's 3-Year Share Buyback Ratio or its related term are showing as below:

During the past 13 years, Philippine Bank of Communications's highest 3-Year Share Buyback Ratio was 32.70%. The lowest was -109.10%. And the median was 0.00%.

PHS:PBC's 3-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.2
* Ranked among companies with meaningful 3-Year Share Buyback Ratio only.

Philippine Bank of Communications (PHS:PBC) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Philippine Bank of Communications 3-Year Share Buyback Ratio Related Terms


PHS:PBC vs PNC, USB: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Philippine Bank of Communications's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Bank of Communications 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Bank of Communications's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Philippine Bank of Communications's 3-Year Share Buyback Ratio falls into.


PHS:PBC
62GF Score
Philippine Bank of Communications PHS:PBC
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Bank of Communications 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.00 mean?
Philippine Bank of Communications (PHS:PBC) has a 3-Year Share Buyback Ratio of 0.00 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Philippine Bank of Communications and its competitors. According to the industry distribution chart, Philippine Bank of Communications ranks #999999 out of 1038 companies in the Banks industry.
Is Philippine Bank of Communications' 3-Year Share Buyback Ratio too high?
Philippine Bank of Communications' current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Philippine Bank of Communications ranks #999999 out of 1038 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' 3-Year Share Buyback Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #999999 out of 1038 companies for 3-Year Share Buyback Ratio. This places Philippine Bank of Communications in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Philippine Bank of Communications and its competitors. Philippine Bank of Communications's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱20.12, compared to a current price of ₱14.80 — trading 26.4% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current 3-Year Share Buyback Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued. The current stock price of ₱14.80 is trading 26.4% below its estimated GF Value™ of ₱20.12. GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.

Key valuation signals for PHS:PBC:

  • 3-Year Share Buyback Ratio: 0.00
  • GF Value™: ₱20.12 vs. price of ₱14.80 (26.4% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Bank of Communications Business Description

Address 6795 Ayala Avenue corner V.A. Rufino Street, PBCom Tower, P.O. Box 3281, Makati City, PHL, 1226
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score

Get the complete analysis for PHS:PBC

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.80
Price
₱20.12
GF Value