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PHS:PBC'
s EV-to-OCF Range Over the Past 10 Years
Min: -166.27 Med: -0.45 Max: 80.62
Current: 0.95
During the past 13 years, the highest EV-to-OCF of Philippine Bank of Communications was 80.62. The lowest was -166.27. And the median was -0.45.
PHS:PBC's EV-to-OCF is ranked better than 62.45% of 1502
companies
in the Banks industry
Industry Median: 3.72
vs PHS:PBC: 0.95
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Philippine Bank of Communications (PHS:PBC) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Philippine Bank of Communications's PE Ratio (TTM) for today is calculated as:
Philippine Bank of Communications's share price for today is ₱14.80.
Philippine Bank of Communications's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱5.150.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Philippine Bank of Communications EV-to-OCF Related Terms
Philippine Bank of Communications EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Philippine Bank of Communications's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Bank of Communications EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Bank of Communications's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Philippine Bank of Communications's EV-to-OCF falls into.
Philippine Bank of Communications's current Enterprise Value is ₱17,335 Mil.
Philippine Bank of Communications's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱18,254 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Bank of Communications (PHS:PBC) has a EV-to-OCF of 0.95 as of Jul. 17, 2026. According to the industry distribution chart, Philippine Bank of Communications ranks #564 out of 1502 companies in the Banks industry, placing it in the top 37.5%.
Is Philippine Bank of Communications' EV-to-OCF too high?
Philippine Bank of Communications' current EV-to-OCF is 0.95. The Banks industry median EV-to-OCF is 3.72. Philippine Bank of Communications' value of 0.95 is 74.5% below this industry median. Based on the distribution chart, Philippine Bank of Communications ranks #564 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Bank of Communications ranks #564 out of 1502 companies for EV-to-OCF. This puts Philippine Bank of Communications in the upper half of its industry. The industry median EV-to-OCF is 3.72. Philippine Bank of Communications' value of 0.95 is 74.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.72, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Bank of Communications's current EV-to-OCF of 0.95 is 74.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Bank of Communications's current EV-to-OCF is 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱20.08, compared to a current price of ₱14.80 — trading 26.3% below its estimated fair value. The current EV-to-OCF is 0.95 and 74.5% below the Banks industry median of 3.72. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current EV-to-OCF is 0.95 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued.
The current stock price of ₱14.80 is trading 26.3% below its estimated GF Value™ of ₱20.08.
GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.
Key valuation signals for PHS:PBC:
EV-to-OCF: 0.95
GF Value™: ₱20.08 vs. price of ₱14.80 (26.3% below fair value)
Industry Position: 74.5% below the Banks median (#564 of 1502)
No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Bank of Communications Business Description
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score
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