Philippine Bank of Communications (PHS:PBC) Tax Rate %: 26.68% (As of Mar. 2026)


PHS:PBC Philippine Bank of Communications PHS:PBC
70 GF Score
Price ₱15.00
GF Value ₱19.98
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Philippine Bank of Communications Tax Rate %?

Philippine Bank of Communications PHS:PBC -5.30% 70 Tax Rate % is 26.68% as of Mar. 2026. GuruFocus rates PHS:PBC with a GF Score™ of 70/100 and a GF Value™ of ₱19.98 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Philippine Bank of Communications's Tax Expense for the three months ended in Mar. 2026 was ₱146 Mil. Philippine Bank of Communications's Pre-Tax Income for the three months ended in Mar. 2026 was ₱548 Mil. Therefore, Philippine Bank of Communications's Tax Rate % for the quarter that ended in Mar. 2026 was 26.68%.

Philippine Bank of Communications Tax Rate % Related Terms

Philippine Bank of Communications Tax Rate % Historical Data

* Premium members only.

The historical data trend for Philippine Bank of Communications's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Bank of Communications Tax Rate % Chart

Philippine Bank of Communications Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.03 24.37 25.32 24.46 25.31

Philippine Bank of Communications Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.07 29.75 23.13 22.63 26.68
PHS:PBC
70GF Score
Philippine Bank of Communications PHS:PBC
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Bank of Communications Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Philippine Bank of Communications's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=863.395/3411.341
=25.31 %

Philippine Bank of Communications's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=146.335/548.465
=26.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 26.68% mean?
Philippine Bank of Communications (PHS:PBC) has a Tax Rate % of 26.68% as of Mar. 2026.
Is Philippine Bank of Communications' Tax Rate % too high?
Philippine Bank of Communications' current Tax Rate % is 26.68%. Overall, Philippine Bank of Communications has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Tax Rate % compare to PNC and USB?
Philippine Bank of Communications' Tax Rate % of 26.68% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Philippine Bank of Communications's current Tax Rate % is 26.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.98, compared to a current price of ₱15.00 — trading 24.9% below its estimated fair value. The current Tax Rate % is 26.68%. Philippine Bank of Communications' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Tax Rate % is 26.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued. The current stock price of ₱15.00 is trading 24.9% below its estimated GF Value™ of ₱19.98. GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.

Key valuation signals for PHS:PBC:

  • Tax Rate %: 26.68%
  • GF Value™: ₱19.98 vs. price of ₱15.00 (24.9% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Bank of Communications Business Description

Address 6795 Ayala Avenue corner V.A. Rufino Street, PBCom Tower, P.O. Box 3281, Makati City, PHL, 1226
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
70GF Score

Get the complete analysis for PHS:PBC

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱15.00
Price
₱19.98
GF Value