Philippine Bank of Communications (PHS:PBC) Enterprise Value: ₱17,633 Mil (As of Jun. 25, 2026) ***


PHS:PBC Philippine Bank of Communications PHS:PBC
62 GF Score
Price ₱15.42
GF Value ₱19.93
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Philippine Bank of Communications Enterprise Value?

Philippine Bank of Communications PHS:PBC +0.92% 62 Enterprise Value is ₱17,633 Mil as of Jun. 25, 2026. GuruFocus rates PHS:PBC with a GF Score™ of 62/100 and a GF Value™ of ₱19.93 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Philippine Bank of Communications's Enterprise Value is ₱17,633 Mil. Philippine Bank of Communications's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₱8,169 Mil. Therefore, Philippine Bank of Communications's EV-to-Revenue ratio for today is 2.16.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Philippine Bank of Communications's Enterprise Value is ₱17,633 Mil. Philippine Bank of Communications's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₱18,254 Mil. Therefore, Philippine Bank of Communications's EV-to-OCF ratio for today is 0.97.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Philippine Bank of Communications's Enterprise Value is ₱17,633 Mil. Philippine Bank of Communications's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₱18,052 Mil. Therefore, Philippine Bank of Communications's EV-to-FCF ratio for today is 0.98.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Philippine Bank of Communications  (PHS:PBC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Philippine Bank of Communications's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=17633.337/8169.248
=2.16

Philippine Bank of Communications's current Enterprise Value is ₱17,633 Mil.
Philippine Bank of Communications's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱8,169 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Philippine Bank of Communications's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=17633.337/18254.09
=0.97

Philippine Bank of Communications's current Enterprise Value is ₱17,633 Mil.
Philippine Bank of Communications's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱18,254 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Philippine Bank of Communications's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=17633.337/18051.992
=0.98

Philippine Bank of Communications's current Enterprise Value is ₱17,633 Mil.
Philippine Bank of Communications's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱18,052 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Philippine Bank of Communications Enterprise Value Related Terms


Philippine Bank of Communications Enterprise Value Historical Data

* Premium members only.

The historical data trend for Philippine Bank of Communications's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Bank of Communications Enterprise Value Chart

Philippine Bank of Communications Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,337.51 151.15 2,402.96 23,053.81 27,828.22

Philippine Bank of Communications Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,989.29 21,226.55 24,545.45 27,828.22 17,854.43

PHS:PBC vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Philippine Bank of Communications's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Bank of Communications Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Bank of Communications's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Philippine Bank of Communications's Enterprise Value falls into.


PHS:PBC
62GF Score
Philippine Bank of Communications PHS:PBC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine Bank of Communications Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Philippine Bank of Communications's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Philippine Bank of Communications's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₱17,633 Mil mean?
Philippine Bank of Communications (PHS:PBC) has a Enterprise Value of ₱17,633 Mil as of Jun. 25, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Philippine Bank of Communications and its competitors.
Is Philippine Bank of Communications' Enterprise Value too high?
Philippine Bank of Communications' current Enterprise Value is ₱17,633 Mil. Overall, Philippine Bank of Communications has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Bank of Communications' Enterprise Value compare to PNC and USB?
Philippine Bank of Communications' Enterprise Value of ₱17,633 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Philippine Bank of Communications and its competitors. Philippine Bank of Communications's current Enterprise Value is ₱17,633 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Bank of Communications stock overvalued right now?
Based on GuruFocus' analysis, Philippine Bank of Communications (PHS:PBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱19.93, compared to a current price of ₱15.42 — trading 22.6% below its estimated fair value. The current Enterprise Value is ₱17,633 Mil. Philippine Bank of Communications' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Philippine Bank of Communications (PHS:PBC), the current Enterprise Value is ₱17,633 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Bank of Communications (PHS:PBC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Bank of Communications stock appears to be undervalued. The current stock price of ₱15.42 is trading 22.6% below its estimated GF Value™ of ₱19.93. GuruFocus considers Philippine Bank of Communications to be Modestly Undervalued.

Key valuation signals for PHS:PBC:

  • Enterprise Value: ₱17,633 Mil
  • GF Value™: ₱19.93 vs. price of ₱15.42 (22.6% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the PHS:PBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Bank of Communications Business Description

Address 6795 Ayala Avenue corner V.A. Rufino Street, PBCom Tower, P.O. Box 3281, Makati City, PHL, 1226
Philippine Bank of Communications is a banking corporation registered in the Philippines. It is engaged in providing retail and commercial banking services such as savings, deposits, current accounts, cash management, checking, time deposit accounts, and debit cards. It also offers a wide range-of-products and services to clients. These include basic universal banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, and Trust and Investment Management services. It organizes its business into five segments, namely Branch Banking, Corporate Banking, Treasury, Consumer Finance, and Trust and Wealth Management. The company's revenue consists of interest income, dividends, fees, & commissions.
62GF Score

Get the complete analysis for PHS:PBC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱15.42
Price
₱19.93
GF Value