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Sjova-Almennar tryggingar hfOISE:SJOVA +1.28%65 EV-to-OCF is 27.19 as of Aug. 23, 2026, which is 138% above its 10-year median of 11.41. GuruFocus rates OISE:SJOVA with a GF Score™ of 65/100. The stock has 4 warning signs investors should review. Among 504 Insurance companies, Sjova-Almennar tryggingar hf ranks worse than 89.09% on this metric.
The historical rank and industry rank for Sjova-Almennar tryggingar hf's EV-to-OCF or its related term are showing as below:
OISE:SJOVA'
s EV-to-OCF Range Over the Past 10 Years
Min: -0.33 Med: 11.41 Max: 58.28
Current: 27.19
During the past 13 years, the highest EV-to-OCF of Sjova-Almennar tryggingar hf was 58.28. The lowest was -0.33. And the median was 11.41.
OISE:SJOVA's EV-to-OCF is ranked worse than 89.09% of 504
companies
in the Insurance industry
Industry Median: 6.425
vs OISE:SJOVA: 27.19
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sjova-Almennar tryggingar hf's PE Ratio (TTM) for today is calculated as:
Sjova-Almennar tryggingar hf's share price for today is kr43.55.
Sjova-Almennar tryggingar hf's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr2.446.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sjova-Almennar tryggingar hf EV-to-OCF Related Terms
Sjova-Almennar tryggingar hf EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's EV-to-OCF falls into.
Sjova-Almennar tryggingar hf's current Enterprise Value is kr49,766 Mil.
Sjova-Almennar tryggingar hf's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1,831 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a EV-to-OCF of 27.19 as of Aug. 23, 2026. This is 138% above median its historical median of 11.41. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #449 out of 504 companies in the Insurance industry, placing it in the top 89.1%.
Is Sjova-Almennar tryggingar hf's EV-to-OCF too high?
Sjova-Almennar tryggingar hf's current EV-to-OCF of 27.19 is 138% above median its 10-year median of 11.41. The Insurance industry median EV-to-OCF is 6.43. Sjova-Almennar tryggingar hf's value of 27.19 is 323.2% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #449 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #449 out of 504 companies for EV-to-OCF. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median EV-to-OCF is 6.43. Sjova-Almennar tryggingar hf's value of 27.19 is 323.2% above this benchmark. While the company's 10-year median is 11.41 vs. the industry median of 6.43, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.43, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current EV-to-OCF of 27.19 is 323.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current EV-to-OCF is 27.19, which is 138% above median its own 10-year median of 11.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a current EV-to-OCF of 27.19. The current EV-to-OCF is 27.19, which is 138% above median its 10-year median of 11.41 and 323.2% above the Insurance industry median of 6.43. Sjova-Almennar tryggingar hf's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current EV-to-OCF is 27.19 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
65GF Score
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