Standard Chartered Bank Ghana (XGHA:SCB) Book Value per Share: GHS22.29 (As of Mar. 2026)


XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
73 GF Score
Price GHS70.90
GF Value GHS35.34
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Standard Chartered Bank Ghana Book Value per Share?

Standard Chartered Bank Ghana XGHA:SCB 73 Book Value per Share is GHS22.29 as of Mar. 2026. GuruFocus rates XGHA:SCB with a GF Score™ of 73/100 and a GF Value™ of GHS35.34 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Standard Chartered Bank Ghana's book value per share for the quarter that ended in Mar. 2026 was GHS22.29.

During the past 12 months, Standard Chartered Bank Ghana's average Book Value Per Share Growth Rate was 31.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 28.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 13.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 18.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Standard Chartered Bank Ghana was 39.90% per year. The lowest was -31.90% per year. And the median was 7.85% per year.

Standard Chartered Bank Ghana's current price is GHS70.90. Its book value per share for the quarter that ended in Mar. 2026 was GHS22.29. Hence, today's PB Ratio of Standard Chartered Bank Ghana is 3.18.

During the past 13 years, the highest P/B Ratio of Standard Chartered Bank Ghana was 4.60. The lowest was 1.11. And the median was 1.67.


Standard Chartered Bank Ghana  (XGHA:SCB) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Standard Chartered Bank Ghana Book Value per Share Related Terms


Standard Chartered Bank Ghana Book Value per Share Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Ghana's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Ghana Book Value per Share Chart

Standard Chartered Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.13 9.80 13.60 15.15 20.97

Standard Chartered Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.99 18.31 17.94 20.96 22.29

XGHA:SCB vs PNC: Book Value per Share Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Ghana PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's PB Ratio distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's PB Ratio falls into.


XGHA:SCB
73GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank Ghana Book Value per Share Calculation

Standard Chartered Bank Ghana's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,830-0)/135
=20.97

Standard Chartered Bank Ghana's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(3,007-0)/135
=22.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of GHS22.29 mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Book Value per Share of GHS22.29 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Standard Chartered Bank Ghana and its competitors.
Is Standard Chartered Bank Ghana's Book Value per Share too high?
Standard Chartered Bank Ghana's current Book Value per Share is GHS22.29. Overall, Standard Chartered Bank Ghana has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Book Value per Share compare to PNC?
Standard Chartered Bank Ghana's Book Value per Share of GHS22.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Standard Chartered Bank Ghana and its competitors. Standard Chartered Bank Ghana's current Book Value per Share is GHS22.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS35.34, compared to a current price of GHS70.90 — trading 100.6% above its estimated fair value. The current Book Value per Share is GHS22.29. Standard Chartered Bank Ghana's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Book Value per Share is GHS22.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS70.90 is trading 100.6% above its estimated GF Value™ of GHS35.34. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Book Value per Share: GHS22.29
  • GF Value™: GHS35.34 vs. price of GHS70.90 (100.6% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
73GF Score

Get the complete analysis for XGHA:SCB

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS70.90
Price
GHS35.34
GF Value