Standard Chartered Bank Ghana (XGHA:SCB) Risk Assessment


XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
73 GF Score
Price GHS70.90
GF Value GHS35.34
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Standard Chartered Bank Ghana Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Standard Chartered Bank Ghana is: High Risk: High uncertainty with risk-return tradeoff.

Standard Chartered Bank Ghana  (XGHA:SCB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Standard Chartered Bank Ghana Risk Assessment Related Terms

XGHA:SCB vs PNC: Risk Assessment Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Chartered Bank Ghana Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's Risk Assessment falls into.


XGHA:SCB
73GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS70.90 is trading 100.6% above its estimated GF Value™ of GHS35.34. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Risk Assessment:
  • GF Value™: GHS35.34 vs. price of GHS70.90 (100.6% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
73GF Score

Get the complete analysis for XGHA:SCB

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS70.90
Price
GHS35.34
GF Value