Standard Chartered Bank Ghana (XGHA:SCB) Asset Turnover: 0.03 (As of Mar. 2026)


XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
71 GF Score
Price GHS71.00
GF Value GHS34.23
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Standard Chartered Bank Ghana Asset Turnover?

Standard Chartered Bank Ghana XGHA:SCB 71 Asset Turnover is 0.03 as of Mar. 2026. GuruFocus rates XGHA:SCB with a GF Score™ of 71/100 and a GF Value™ of GHS34.23 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Standard Chartered Bank Ghana's Revenue for the three months ended in Mar. 2026 was GHS425 Mil. Standard Chartered Bank Ghana's Total Assets for the quarter that ended in Mar. 2026 was GHS16,895 Mil. Therefore, Standard Chartered Bank Ghana's Asset Turnover for the quarter that ended in Mar. 2026 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. Standard Chartered Bank Ghana's annualized ROE % for the quarter that ended in Mar. 2026 was 24.04%. It is also linked to ROA % through Du Pont Formula. Standard Chartered Bank Ghana's annualized ROA % for the quarter that ended in Mar. 2026 was 4.15%.


Standard Chartered Bank Ghana  (XGHA:SCB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Standard Chartered Bank Ghana's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=701.444/2918.3325
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(701.444 / 1698.12)*(1698.12 / 16895.0065)*(16895.0065/ 2918.3325)
=Net Margin %*Asset Turnover*Equity Multiplier
=41.31 %*0.1005*5.7893
=ROA %*Equity Multiplier
=4.15 %*5.7893
=24.04 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Standard Chartered Bank Ghana's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=701.444/16895.0065
=(Net Income / Revenue)*(Revenue / Total Assets)
=(701.444 / 1698.12)*(1698.12 / 16895.0065)
=Net Margin %*Asset Turnover
=41.31 %*0.1005
=4.15 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Standard Chartered Bank Ghana Asset Turnover Related Terms


Standard Chartered Bank Ghana Asset Turnover Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Ghana's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Ghana Asset Turnover Chart

Standard Chartered Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.06 0.13 0.13 0.12

Standard Chartered Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.04 0.03 0.03 0.03

XGHA:SCB vs PNC: Asset Turnover Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Ghana Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's Asset Turnover falls into.


XGHA:SCB
71GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Ghana Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Standard Chartered Bank Ghana's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1813.963/( (14303.463+16506.032)/ 2 )
=1813.963/15404.7475
=0.12

Standard Chartered Bank Ghana's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=424.53/( (16506.032+17283.981)/ 2 )
=424.53/16895.0065
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Asset Turnover of 0.03 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Standard Chartered Bank Ghana and its competitors.
Is Standard Chartered Bank Ghana's Asset Turnover too high?
Standard Chartered Bank Ghana's current Asset Turnover is 0.03. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Asset Turnover compare to PNC?
Standard Chartered Bank Ghana's Asset Turnover of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Standard Chartered Bank Ghana and its competitors. Standard Chartered Bank Ghana's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS34.23, compared to a current price of GHS71.00 — trading 107.4% above its estimated fair value. The current Asset Turnover is 0.03. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Asset Turnover is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS71.00 is trading 107.4% above its estimated GF Value™ of GHS34.23. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Asset Turnover: 0.03
  • GF Value™: GHS34.23 vs. price of GHS71.00 (107.4% above fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS71.00
Price
GHS34.23
GF Value