Standard Chartered Bank Ghana (XGHA:SCB) GF Value Rank: 7 (As of Jul. 13, 2026) — 17% Above Median


XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
73 GF Score
Price GHS70.90
GF Value GHS35.42
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Standard Chartered Bank Ghana GF Value Rank?

Standard Chartered Bank Ghana XGHA:SCB 73 GF Value Rank is 7 as of Jul. 13, 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates XGHA:SCB with a GF Score™ of 73/100 and a GF Value™ of GHS35.42 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Standard Chartered Bank Ghana has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Standard Chartered Bank Ghana GF Value Rank Related Terms

XGHA:SCB vs PNC: GF Value Rank Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Chartered Bank Ghana GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's GF Value Rank falls into.


XGHA:SCB
73GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a GF Value Rank of 7 as of Jul. 13, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Standard Chartered Bank Ghana and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Standard Chartered Bank Ghana's GF Value Rank has ranged from 1.00 to 10.00.
Is Standard Chartered Bank Ghana's GF Value Rank too high?
Standard Chartered Bank Ghana's current GF Value Rank of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Standard Chartered Bank Ghana has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's GF Value Rank compare to PNC?
Standard Chartered Bank Ghana's GF Value Rank of 7 can be compared against companies in the Banks industry. Historically, Standard Chartered Bank Ghana's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Standard Chartered Bank Ghana and its competitors. Standard Chartered Bank Ghana's current GF Value Rank is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS35.42, compared to a current price of GHS70.90 — trading 100.2% above its estimated fair value. The current GF Value Rank is 7, which is 17% above median its 10-year median of 6.00. Standard Chartered Bank Ghana's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current GF Value Rank is 7 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS70.90 is trading 100.2% above its estimated GF Value™ of GHS35.42. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • GF Value Rank: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: GHS35.42 vs. price of GHS70.90 (100.2% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
73GF Score

Get the complete analysis for XGHA:SCB

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS70.90
Price
GHS35.42
GF Value