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Standard Chartered Bank GhanaXGHA:SCB 67 3-Year Book Growth Rate is 28.80% as of Jun. 2026, which is 267% above its 10-year median of 7.85. GuruFocus rates XGHA:SCB with a GF Score™ of 67/100 and a GF Value™ of GHS34.83 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,487 Banks companies, Standard Chartered Bank Ghana ranks better than 94.42% on this metric.
During the past 12 months, Standard Chartered Bank Ghana's average Book Value per Share Growth Rate was 26.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 28.80% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 13.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 18.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Standard Chartered Bank Ghana was 39.90% per year. The lowest was -31.90% per year. And the median was 7.85% per year.
Standard Chartered Bank Ghana (XGHA:SCB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Standard Chartered Bank Ghana 3-Year Book Growth Rate Related Terms
Standard Chartered Bank Ghana 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank Ghana's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Ghana 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Ghana's 3-Year Book Growth Rate falls into.
Standard Chartered Bank Ghana 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 28.80% mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a 3-Year Book Growth Rate of 28.80% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Standard Chartered Bank Ghana and its competitors. This is 267% above median its historical median of 7.85. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #83 out of 1487 companies in the Banks industry, placing it in the top 5.6%.
Is Standard Chartered Bank Ghana's 3-Year Book Growth Rate too high?
Standard Chartered Bank Ghana's current 3-Year Book Growth Rate of 28.80% is 267% above median its 10-year median of 7.85. The Banks industry median 3-Year Book Growth Rate is 8.80. Standard Chartered Bank Ghana's value of 28.80% is 227.3% above this industry median. Based on the distribution chart, Standard Chartered Bank Ghana ranks #83 out of 1487 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank Ghana has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #83 out of 1487 companies for 3-Year Book Growth Rate. This places Standard Chartered Bank Ghana in the top 6% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Standard Chartered Bank Ghana's value of 28.80% is 227.3% above this benchmark. While the company's 10-year median is 7.85 vs. the industry median of 8.80, Standard Chartered Bank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Ghana's current 3-Year Book Growth Rate of 28.80% is 227.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Standard Chartered Bank Ghana and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current 3-Year Book Growth Rate is 28.80%, which is 267% above median its own 10-year median of 7.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS34.83, compared to a current price of GHS69.89 — trading 100.7% above its estimated fair value. The current 3-Year Book Growth Rate is 28.80%, which is 267% above median its 10-year median of 7.85 and 227.3% above the Banks industry median of 8.80. Standard Chartered Bank Ghana's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current 3-Year Book Growth Rate is 28.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued.
The current stock price of GHS69.89 is trading 100.7% above its estimated GF Value™ of GHS34.83.
GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SCB:
3-Year Book Growth Rate: 28.80% (267% above median its 10-year median of 7.85)
GF Value™: GHS34.83 vs. price of GHS69.89 (100.7% above fair value)
Industry Position: 227.3% above the Banks median (#83 of 1487)
No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
67GF Score
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