Standard Chartered Bank Ghana (XGHA:SCB) Interest Income: GHS1,106 Mil (TTM As of Mar. 2026)

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XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
70 GF Score
Price GHS70.00
GF Value GHS37.63
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Standard Chartered Bank Ghana Interest Income?

Standard Chartered Bank Ghana XGHA:SCB 70 Interest Income is GHS1,106 Mil as of Mar. 2026. GuruFocus rates XGHA:SCB with a GF Score™ of 70/100 and a GF Value™ of GHS37.63 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Standard Chartered Bank Ghana's interest income for the three months ended in Mar. 2026 was GHS250 Mil. Its interest income for the trailing twelve months (TTM) ended in Mar. 2026 was GHS1,106 Mil.

Standard Chartered Bank Ghana Interest Income Historical Data

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The historical data trend for Standard Chartered Bank Ghana's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Ghana Interest Income Chart

Standard Chartered Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 819.93 1,008.90 1,421.64 1,602.42 1,131.78

Standard Chartered Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 275.65 318.27 308.41 229.45 250.19
XGHA:SCB
70GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank Ghana Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS1,106 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of GHS1,106 Mil mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Interest Income of GHS1,106 Mil as of Mar. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Standard Chartered Bank Ghana and its competitors.
Is Standard Chartered Bank Ghana's Interest Income too high?
Standard Chartered Bank Ghana's current Interest Income is GHS1,106 Mil. Overall, Standard Chartered Bank Ghana has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Interest Income compare to PNC?
Standard Chartered Bank Ghana's Interest Income of GHS1,106 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Standard Chartered Bank Ghana and its competitors. Standard Chartered Bank Ghana's current Interest Income is GHS1,106 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS37.63, compared to a current price of GHS70.00 — trading 86% above its estimated fair value. The current Interest Income is GHS1,106 Mil. Standard Chartered Bank Ghana's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Interest Income is GHS1,106 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS70.00 is trading 86% above its estimated GF Value™ of GHS37.63. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Interest Income: GHS1,106 Mil
  • GF Value™: GHS37.63 vs. price of GHS70.00 (86% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
70GF Score

Get the complete analysis for XGHA:SCB

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS70.00
Price
GHS37.63
GF Value