Standard Chartered Bank GhanaXGHA:SCB 73 5-Year Yield-on-Cost % is 2.36 as of Jul. 11, 2026, which is 72% below its 10-year median of 8.55. GuruFocus rates XGHA:SCB with a GF Score™ of 73/100 and a GF Value™ of GHS35.34 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,253 Banks companies, Standard Chartered Bank Ghana ranks worse than 76.38% on this metric.
The historical rank and industry rank for Standard Chartered Bank Ghana's 5-Year Yield-on-Cost % or its related term are showing as below:
XGHA:SCB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.1 Med: 8.55 Max: 17.81
Current: 2.36
During the past 13 years, Standard Chartered Bank Ghana's highest Yield on Cost was 17.81. The lowest was 2.10. And the median was 8.55.
XGHA:SCB's 5-Year Yield-on-Cost % is ranked worse than 76.38% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs XGHA:SCB: 2.36
Standard Chartered Bank Ghana (XGHA:SCB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Standard Chartered Bank Ghana 5-Year Yield-on-Cost % Related Terms
XGHA:SCB vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Standard Chartered Bank Ghana's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Ghana 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Ghana's 5-Year Yield-on-Cost % falls into.
Standard Chartered Bank Ghana 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Standard Chartered Bank Ghana (XGHA:SCB) has a 5-Year Yield-on-Cost % of 2.36 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Chartered Bank Ghana and its competitors. This is 72% below median its historical median of 8.55. Over the past decade, Standard Chartered Bank Ghana's 5-Year Yield-on-Cost % has ranged from 2.10 to 17.81. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #957 out of 1253 companies in the Banks industry, placing it in the top 76.4%.
Is Standard Chartered Bank Ghana's 5-Year Yield-on-Cost % too high?
Standard Chartered Bank Ghana's current 5-Year Yield-on-Cost % of 2.36 is 72% below median its 10-year median of 8.55. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 17.81. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Standard Chartered Bank Ghana's value of 2.36 is 39.3% below this industry median. Based on the distribution chart, Standard Chartered Bank Ghana ranks #957 out of 1253 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Chartered Bank Ghana has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #957 out of 1253 companies for 5-Year Yield-on-Cost %. This places Standard Chartered Bank Ghana in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Standard Chartered Bank Ghana's value of 2.36 is 39.3% below this benchmark. Historically, Standard Chartered Bank Ghana's own 5-Year Yield-on-Cost % has ranged from 2.10 to 17.81 over the past decade. While the company's 10-year median is 8.55 vs. the industry median of 3.89, Standard Chartered Bank Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Ghana's current 5-Year Yield-on-Cost % of 2.36 is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Chartered Bank Ghana and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current 5-Year Yield-on-Cost % is 2.36, which is 72% below median its own 10-year median of 8.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS35.34, compared to a current price of GHS70.90 — trading 100.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.36, which is 72% below median its 10-year median of 8.55 and 39.3% below the Banks industry median of 3.89. Standard Chartered Bank Ghana's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current 5-Year Yield-on-Cost % is 2.36 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued.
The current stock price of GHS70.90 is trading 100.6% above its estimated GF Value™ of GHS35.34.
GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SCB:
5-Year Yield-on-Cost %: 2.36 (72% below median its 10-year median of 8.55)
GF Value™: GHS35.34 vs. price of GHS70.90 (100.6% above fair value)
Industry Position: 39.3% below the Banks median (#957 of 1253)
No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Ghana Business Description
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
73GF Score
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