Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Standard Chartered Bank Ghana's EV-to-OCF or its related term are showing as below:
XGHA:SCB'
s EV-to-OCF Range Over the Past 10 Years
Min: -4.55 Med: 0.04 Max: 104.42
Current: -0.89
During the past 13 years, the highest EV-to-OCF of Standard Chartered Bank Ghana was 104.42. The lowest was -4.55. And the median was 0.04.
XGHA:SCB's EV-to-OCF is ranked better than 74.73% of 1500
companies
in the Banks industry
Industry Median: 3.985
vs XGHA:SCB: -0.89
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Chartered Bank Ghana (XGHA:SCB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Chartered Bank Ghana's PE Ratio (TTM) for today is calculated as:
Standard Chartered Bank Ghana's share price for today is GHS70.00.
Standard Chartered Bank Ghana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS5.960.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Standard Chartered Bank Ghana EV-to-OCF Related Terms
Standard Chartered Bank Ghana EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Chartered Bank Ghana's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Ghana EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Ghana's EV-to-OCF falls into.
Standard Chartered Bank Ghana's current Enterprise Value is GHS4,049 Mil.
Standard Chartered Bank Ghana's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS-4,563 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank Ghana (XGHA:SCB) has a EV-to-OCF of -0.89 as of Aug. 03, 2026. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #379 out of 1500 companies in the Banks industry, placing it in the top 25.3%.
Is Standard Chartered Bank Ghana's EV-to-OCF too high?
Standard Chartered Bank Ghana's current EV-to-OCF is -0.89. Based on the distribution chart, Standard Chartered Bank Ghana ranks #379 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's EV-to-OCF compare to PNC?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #379 out of 1500 companies for EV-to-OCF. This puts Standard Chartered Bank Ghana in the upper half of its industry. The industry median EV-to-OCF is 3.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current EV-to-OCF is -0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS36.89, compared to a current price of GHS70.00 — trading 89.8% above its estimated fair value. The current EV-to-OCF is -0.89. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current EV-to-OCF is -0.89 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued.
The current stock price of GHS70.00 is trading 89.8% above its estimated GF Value™ of GHS36.89.
GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SCB:
EV-to-OCF: -0.89
GF Value™: GHS36.89 vs. price of GHS70.00 (89.8% above fair value)
No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score
Get the complete analysis for XGHA:SCB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:SCB has been successfully added to your 
