Standard Chartered Bank Ghana (XGHA:SCB) Pre-Tax Income: GHS1,104 Mil (TTM As of Mar. 2026)

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XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
68 GF Score
Price GHS69.89
GF Value GHS39.34
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Standard Chartered Bank Ghana Pre-Tax Income?

Standard Chartered Bank Ghana XGHA:SCB 68 Pre-Tax Income is GHS1,104 Mil as of Mar. 2026. GuruFocus rates XGHA:SCB with a GF Score™ of 68/100 and a GF Value™ of GHS39.34 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Pretax income is the income that a company earns before paying income taxes. Standard Chartered Bank Ghana's pretax income for the three months ended in Mar. 2026 was GHS263 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was GHS1,104 Mil. Standard Chartered Bank Ghana's pretax margin was 61.99%.

During the past 13 years, Standard Chartered Bank Ghana's highest Pretax Margin was 82.38%. The lowest was -61.23%. And the median was 56.68%.


Standard Chartered Bank Ghana  (XGHA:SCB) Pre-Tax Income Explanation

Standard Chartered Bank Ghana's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=263.169/424.53
=61.99%

During the past 13 years, Standard Chartered Bank Ghana's highest Pretax Margin was 82.38%. The lowest was -61.23%. And the median was 56.68%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Standard Chartered Bank Ghana Pre-Tax Income Related Terms


Standard Chartered Bank Ghana Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Ghana's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Ghana Pre-Tax Income Chart

Standard Chartered Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 694.50 -380.90 1,282.07 1,022.16 1,034.44

Standard Chartered Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 193.32 262.35 337.40 241.37 263.17

Standard Chartered Bank Ghana Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Ghana Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's Pre-Tax Income falls into.


XGHA:SCB
68GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank Ghana Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Standard Chartered Bank Ghana's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1034.437
=1,034

Standard Chartered Bank Ghana's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+263.169
=263

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS1,104 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of GHS1,104 Mil mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Pre-Tax Income of GHS1,104 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Standard Chartered Bank Ghana and its competitors.
Is Standard Chartered Bank Ghana's Pre-Tax Income too high?
Standard Chartered Bank Ghana's current Pre-Tax Income is GHS1,104 Mil. Overall, Standard Chartered Bank Ghana has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Pre-Tax Income compare to competitors?
Standard Chartered Bank Ghana's Pre-Tax Income of GHS1,104 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Standard Chartered Bank Ghana and its competitors. Standard Chartered Bank Ghana's current Pre-Tax Income is GHS1,104 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS39.34, compared to a current price of GHS69.89 — trading 77.7% above its estimated fair value. The current Pre-Tax Income is GHS1,104 Mil. Standard Chartered Bank Ghana's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Pre-Tax Income is GHS1,104 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS69.89 is trading 77.7% above its estimated GF Value™ of GHS39.34. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Pre-Tax Income: GHS1,104 Mil
  • GF Value™: GHS39.34 vs. price of GHS69.89 (77.7% above fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
68GF Score

Get the complete analysis for XGHA:SCB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS69.89
Price
GHS39.34
GF Value