Standard Chartered Bank Ghana (XGHA:SCB) PS Ratio: 5.25 (As of Jul. 02, 2026) — 114% Above Median


XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
71 GF Score
Price GHS71.00
GF Value GHS34.67
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Standard Chartered Bank Ghana PS Ratio?

Standard Chartered Bank Ghana XGHA:SCB 71 PS Ratio is 5.25 as of Jul. 02, 2026, which is 114% above its 10-year median of 2.45. GuruFocus rates XGHA:SCB with a GF Score™ of 71/100 and a GF Value™ of GHS34.67 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,517 Banks companies, Standard Chartered Bank Ghana ranks worse than 86.55% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Standard Chartered Bank Ghana's share price is GHS71.00. Standard Chartered Bank Ghana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was GHS13.51. Hence, Standard Chartered Bank Ghana's PS Ratio for today is 5.25.

The historical rank and industry rank for Standard Chartered Bank Ghana's PS Ratio or its related term are showing as below:

XGHA:SCB' s PS Ratio Range Over the Past 10 Years
Min: 1.52   Med: 2.45   Max: 16.22
Current: 5.25

During the past 13 years, Standard Chartered Bank Ghana's highest PS Ratio was 16.22. The lowest was 1.52. And the median was 2.45.

XGHA:SCB's PS Ratio is ranked worse than
86.55% of 1517 companies
in the Banks industry
Industry Median: 3 vs XGHA:SCB: 5.25

Standard Chartered Bank Ghana's Revenue per Sharefor the three months ended in Mar. 2026 was GHS3.15. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was GHS13.51.

Warning Sign:

Standard Chartered Bank Ghana PLC revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Standard Chartered Bank Ghana was 1.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 42.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 16.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 12.60% per year.

During the past 13 years, Standard Chartered Bank Ghana's highest 3-Year average Revenue per Share Growth Rate was 42.80% per year. The lowest was -36.40% per year. And the median was 12.30% per year.

Back to Basics: PS Ratio


Standard Chartered Bank Ghana  (XGHA:SCB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Standard Chartered Bank Ghana PS Ratio Related Terms


Standard Chartered Bank Ghana PS Ratio Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Ghana's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Ghana PS Ratio Chart

Standard Chartered Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 4.37 1.52 1.66 2.17

Standard Chartered Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 2.04 2.06 2.17 5.29

XGHA:SCB vs PNC: PS Ratio Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Ghana PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's PS Ratio distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's PS Ratio falls into.


XGHA:SCB
71GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank Ghana PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Standard Chartered Bank Ghana's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=71.00/13.511
=5.25

Standard Chartered Bank Ghana's Share Price of today is GHS71.00.
Standard Chartered Bank Ghana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS13.51.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 5.25 mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a PS Ratio of 5.25 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Standard Chartered Bank Ghana and its competitors. This is 114% above median its historical median of 2.45. Over the past decade, Standard Chartered Bank Ghana's PS Ratio has ranged from 1.52 to 16.22. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #1313 out of 1517 companies in the Banks industry, placing it in the top 86.6%.
Is Standard Chartered Bank Ghana's PS Ratio too high?
Standard Chartered Bank Ghana's current PS Ratio of 5.25 is 114% above median its 10-year median of 2.45. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 16.22. The Banks industry median PS Ratio is 3.00. Standard Chartered Bank Ghana's value of 5.25 is 75% above this industry median. Based on the distribution chart, Standard Chartered Bank Ghana ranks #1313 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's PS Ratio compare to PNC?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #1313 out of 1517 companies for PS Ratio. This places Standard Chartered Bank Ghana in the lower half of its industry. The industry median PS Ratio is 3.00. Standard Chartered Bank Ghana's value of 5.25 is 75% above this benchmark. Historically, Standard Chartered Bank Ghana's own PS Ratio has ranged from 1.52 to 16.22 over the past decade. While the company's 10-year median is 2.45 vs. the industry median of 3.00, Standard Chartered Bank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Ghana's current PS Ratio of 5.25 is 75% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Standard Chartered Bank Ghana and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current PS Ratio is 5.25, which is 114% above median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS34.67, compared to a current price of GHS71.00 — trading 104.8% above its estimated fair value. The current PS Ratio is 5.25, which is 114% above median its 10-year median of 2.45 and 75% above the Banks industry median of 3.00. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current PS Ratio is 5.25 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS71.00 is trading 104.8% above its estimated GF Value™ of GHS34.67. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • PS Ratio: 5.25 (114% above median its 10-year median of 2.45)
  • GF Value™: GHS34.67 vs. price of GHS71.00 (104.8% above fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 75% above the Banks median (#1313 of 1517)

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score

Get the complete analysis for XGHA:SCB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS71.00
Price
GHS34.67
GF Value