Standard Chartered Bank Ghana (XGHA:SCB) Growth Rank: 4 (As of Aug. 02, 2026) — 33% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
71 GF Score
Price GHS70.00
GF Value GHS36.89
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Standard Chartered Bank Ghana Growth Rank?

Standard Chartered Bank Ghana XGHA:SCB 71 Growth Rank is 4 as of Aug. 02, 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates XGHA:SCB with a GF Score™ of 71/100 and a GF Value™ of GHS36.89 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Standard Chartered Bank Ghana has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


Standard Chartered Bank Ghana Growth Rank Related Terms


XGHA:SCB vs PNC: Growth Rank Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Ghana Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's Growth Rank distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's Growth Rank falls into.


XGHA:SCB
71GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Growth Rank of 4 as of Aug. 02, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Standard Chartered Bank Ghana and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Standard Chartered Bank Ghana's Growth Rank has ranged from 1.00 to 7.00.
Is Standard Chartered Bank Ghana's Growth Rank too high?
Standard Chartered Bank Ghana's current Growth Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Growth Rank compare to PNC?
Standard Chartered Bank Ghana's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Standard Chartered Bank Ghana's own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Standard Chartered Bank Ghana and its competitors. Standard Chartered Bank Ghana's current Growth Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS36.89, compared to a current price of GHS70.00 — trading 89.8% above its estimated fair value. The current Growth Rank is 4, which is 33% above median its 10-year median of 3.00. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Growth Rank is 4 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS70.00 is trading 89.8% above its estimated GF Value™ of GHS36.89. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Growth Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: GHS36.89 vs. price of GHS70.00 (89.8% above fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score

Get the complete analysis for XGHA:SCB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS70.00
Price
GHS36.89
GF Value