Standard Chartered Bank Ghana (XGHA:SCB) Owner Earnings per Share (TTM): 0.00 (As of Mar. 2026)

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XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
67 GF Score
Price GHS70.00
GF Value GHS36.22
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Standard Chartered Bank Ghana Owner Earnings per Share (TTM)?

Standard Chartered Bank Ghana XGHA:SCB 67 Owner Earnings per Share (TTM) is 0.00 as of Mar. 2026. GuruFocus rates XGHA:SCB with a GF Score™ of 67/100 and a GF Value™ of GHS36.22 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,040 Banks companies, Standard Chartered Bank Ghana ranks worse than 96153.75% on this metric.

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Standard Chartered Bank Ghana does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.


The historical rank and industry rank for Standard Chartered Bank Ghana's Owner Earnings per Share (TTM) or its related term are showing as below:


During the past 13 years, the highest Price-to-Owner-Earnings ratio of Standard Chartered Bank Ghana was 33.20. The lowest was 0.58. And the median was 1.28.


XGHA:SCB's Price-to-Owner-Earnings is not ranked *
in the Banks industry.
Industry Median: 10.39
* Ranked among companies with meaningful Price-to-Owner-Earnings only.

Standard Chartered Bank Ghana's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was GHS1.30. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was GHS5.96. It's PE Ratio (TTM) ratio for today is 11.74.

Standard Chartered Bank Ghana's EPS without NRI for the three months ended in Mar. 2026 was GHS1.30. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was GHS6.17. It's PE Ratio without NRI ratio for today is 11.35.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


Standard Chartered Bank Ghana Owner Earnings per Share (TTM) Related Terms


Standard Chartered Bank Ghana Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Ghana's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Ghana Owner Earnings per Share (TTM) Chart

Standard Chartered Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.01 1.37 30.10 0.00 0.00

Standard Chartered Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XGHA:SCB vs PNC: Owner Earnings per Share (TTM) Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Ghana Price-to-Owner-Earnings vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's Price-to-Owner-Earnings falls into.


XGHA:SCB
67GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank Ghana Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

Standard Chartered Bank Ghana does not have enough data to calculate Owner Earnings per Share (TTM). Please check Wal-Mart Stores Inc, as your reference.

What does a Owner Earnings per Share (TTM) of 0.00 mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Owner Earnings per Share (TTM) of 0.00 as of Mar. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Standard Chartered Bank Ghana. Over the past decade, Standard Chartered Bank Ghana's Owner Earnings per Share (TTM) has ranged from 0.58 to 33.20. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #999999 out of 1040 companies in the Banks industry.
Is Standard Chartered Bank Ghana's Owner Earnings per Share (TTM) too high?
Standard Chartered Bank Ghana's current Owner Earnings per Share (TTM) is 0.00. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 33.20. Based on the distribution chart, Standard Chartered Bank Ghana ranks #999999 out of 1040 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Chartered Bank Ghana has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Owner Earnings per Share (TTM) compare to PNC?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #999999 out of 1040 companies for Owner Earnings per Share (TTM). This places Standard Chartered Bank Ghana in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 10.39. Historically, Standard Chartered Bank Ghana's own Owner Earnings per Share (TTM) has ranged from 0.58 to 33.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Banks company?
The median Owner Earnings per Share (TTM) among Banks companies is 10.39, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Standard Chartered Bank Ghana. For the Banks industry, the median Owner Earnings per Share (TTM) is 10.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current Owner Earnings per Share (TTM) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS36.22, compared to a current price of GHS70.00 — trading 93.3% above its estimated fair value. The current Owner Earnings per Share (TTM) is 0.00. Standard Chartered Bank Ghana's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Owner Earnings per Share (TTM) is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS70.00 is trading 93.3% above its estimated GF Value™ of GHS36.22. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Owner Earnings per Share (TTM): 0.00
  • GF Value™: GHS36.22 vs. price of GHS70.00 (93.3% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
67GF Score

Get the complete analysis for XGHA:SCB

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS70.00
Price
GHS36.22
GF Value