Standard Chartered Bank GhanaXGHA:SCB 71 PEG Ratio is 0.91 as of Jun. 30, 2026, which is 75% above its 10-year median of 0.52. GuruFocus rates XGHA:SCB with a GF Score™ of 71/100 and a GF Value™ of GHS34.23 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, Standard Chartered Bank Ghana ranks better than 70.84% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Standard Chartered Bank Ghana's PEG Ratio or its related term are showing as below:
XGHA:SCB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.52 Max: 63.1
Current: 0.91
During the past 13 years, Standard Chartered Bank Ghana's highest PEG Ratio was 63.10. The lowest was 0.33. And the median was 0.52.
XGHA:SCB's PEG Ratio is ranked better than 70.84% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs XGHA:SCB: 0.91
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Standard Chartered Bank Ghana (XGHA:SCB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Standard Chartered Bank Ghana PEG Ratio Related Terms
Standard Chartered Bank Ghana PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Chartered Bank Ghana's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Ghana PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Ghana's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Standard Chartered Bank Ghana (XGHA:SCB) has a PEG Ratio of 0.91 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Standard Chartered Bank Ghana and its competitors. This is 75% above median its historical median of 0.52. Over the past decade, Standard Chartered Bank Ghana's PEG Ratio has ranged from 0.33 to 63.10. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #359 out of 1231 companies in the Banks industry, placing it in the top 29.2%.
Is Standard Chartered Bank Ghana's PEG Ratio too high?
Standard Chartered Bank Ghana's current PEG Ratio of 0.91 is 75% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 63.10. The Banks industry median PEG Ratio is 1.52. Standard Chartered Bank Ghana's value of 0.91 is 40.1% below this industry median. Based on the distribution chart, Standard Chartered Bank Ghana ranks #359 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #359 out of 1231 companies for PEG Ratio. This puts Standard Chartered Bank Ghana in the upper half of its industry. The industry median PEG Ratio is 1.52. Standard Chartered Bank Ghana's value of 0.91 is 40.1% below this benchmark. Historically, Standard Chartered Bank Ghana's own PEG Ratio has ranged from 0.33 to 63.10 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.52, Standard Chartered Bank Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Ghana's current PEG Ratio of 0.91 is 40.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Standard Chartered Bank Ghana and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current PEG Ratio is 0.91, which is 75% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS34.23, compared to a current price of GHS71.00 — trading 107.4% above its estimated fair value. The current PEG Ratio is 0.91, which is 75% above median its 10-year median of 0.52 and 40.1% below the Banks industry median of 1.52. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current PEG Ratio is 0.91 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued.
The current stock price of GHS71.00 is trading 107.4% above its estimated GF Value™ of GHS34.23.
GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SCB:
PEG Ratio: 0.91 (75% above median its 10-year median of 0.52)
GF Value™: GHS34.23 vs. price of GHS71.00 (107.4% above fair value)
Industry Position: 40.1% below the Banks median (#359 of 1231)
No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Ghana Business Description
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score
Get the complete analysis for XGHA:SCB
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