Standard Chartered Bank Ghana (XGHA:SCB) Margin of Safety % (DCF Earnings Based): -3.39% (As of Jun. 29, 2026)


XGHA:SCB Standard Chartered Bank Ghana PLC XGHA:SCB
71 GF Score
Price GHS71.00
GF Value GHS34.23
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Standard Chartered Bank Ghana Margin of Safety % (DCF Earnings Based)?

Standard Chartered Bank Ghana XGHA:SCB 71 Margin of Safety % (DCF Earnings Based) is -3.39% as of Jun. 29, 2026. GuruFocus rates XGHA:SCB with a GF Score™ of 71/100 and a GF Value™ of GHS34.23 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), Standard Chartered Bank Ghana's Predictability Rank is 4-Stars. Standard Chartered Bank Ghana's intrinsic value calculated from the Discounted Earnings model is GHS68.67 and current share price is GHS71.00. Consequently,

Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -3.39%.

XGHA:SCB vs PNC: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Chartered Bank Ghana Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) falls into.


XGHA:SCB
71GF Score
Standard Chartered Bank Ghana PLC XGHA:SCB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Ghana Margin of Safety % (DCF Earnings Based) Calculation

Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(68.67-71.00)/68.67
=-3.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -3.39% mean?
Standard Chartered Bank Ghana (XGHA:SCB) has a Margin of Safety % (DCF Earnings Based) of -3.39% as of Jun. 29, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Standard Chartered Bank Ghana.
Is Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) too high?
Standard Chartered Bank Ghana's current Margin of Safety % (DCF Earnings Based) is -3.39%. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) compare to PNC?
Standard Chartered Bank Ghana's Margin of Safety % (DCF Earnings Based) of -3.39% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Standard Chartered Bank Ghana. Standard Chartered Bank Ghana's current Margin of Safety % (DCF Earnings Based) is -3.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS34.23, compared to a current price of GHS71.00 — trading 107.4% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -3.39%. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current Margin of Safety % (DCF Earnings Based) is -3.39% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued. The current stock price of GHS71.00 is trading 107.4% above its estimated GF Value™ of GHS34.23. GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SCB:

  • Margin of Safety % (DCF Earnings Based): -3.39%
  • GF Value™: GHS34.23 vs. price of GHS71.00 (107.4% above fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank Ghana Business Description

Address 87 Independence Avenue, P.O. Box 768, Standard Chartered Bank Building, Accra, GHA
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score

Get the complete analysis for XGHA:SCB

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS71.00
Price
GHS34.23
GF Value