Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) 3-1 Month Momentum %: -6.49% (As of Aug. 25, 2026)

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Director of Data and Quant Analytics at GuruFocus
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XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
89 GF Score
Price NPR667.50
GF Value NPR774.06
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Swabalamban Laghubitta Bittiyanstha 3-1 Month Momentum %?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.80% 89 3-1 Month Momentum % is -6.49% as of Aug. 25, 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 89/100 and a GF Value™ of NPR774.06 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,579 Banks companies, Swabalamban Laghubitta Bittiyanstha ranks worse than 90.12% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-25), Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum % is -6.49%.

The industry rank for Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum % or its related term are showing as below:

XNEP:SWBBL's 3-1 Month Momentum % is ranked worse than
90.12% of 1579 companies
in the Banks industry
Industry Median: 4.8 vs XNEP:SWBBL: -6.49

Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Swabalamban Laghubitta Bittiyanstha 3-1 Month Momentum % Related Terms


Swabalamban Laghubitta Bittiyanstha 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum % falls into.


XNEP:SWBBL
89GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -6.49% mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a 3-1 Month Momentum % of -6.49% as of Aug. 25, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1423 out of 1579 companies in the Banks industry, placing it in the top 90.1%.
Is Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum % too high?
Swabalamban Laghubitta Bittiyanstha's current 3-1 Month Momentum % is -6.49%. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1423 out of 1579 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1423 out of 1579 companies for 3-1 Month Momentum %. This places Swabalamban Laghubitta Bittiyanstha in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.80, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current 3-1 Month Momentum % is -6.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR774.06, compared to a current price of NPR667.50 — trading 13.8% below its estimated fair value. The current 3-1 Month Momentum % is -6.49%. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current 3-1 Month Momentum % is -6.49% as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR667.50 is trading 13.8% below its estimated GF Value™ of NPR774.06. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • 3-1 Month Momentum %: -6.49%
  • GF Value™: NPR774.06 vs. price of NPR667.50 (13.8% below fair value)
  • GF Score™: 89/100 with 3 warning signs

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
89GF Score

Get the complete analysis for XNEP:SWBBL

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR667.50
Price
NPR774.06
GF Value