Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Moat Score: 0/10 (As of Jul. 07, 2026)


XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
90 GF Score
Price NPR692.00
GF Value NPR777.77
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Swabalamban Laghubitta Bittiyanstha Moat Score?

Swabalamban Laghubitta Bittiyanstha has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Swabalamban Laghubitta Bittiyanstha has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Swabalamban Laghubitta Bittiyanstha might have No Moat - No discernible moat.


Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Swabalamban Laghubitta Bittiyanstha Moat Score Related Terms

XNEP:SWBBL
90GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR692.00 is trading 11% below its estimated GF Value™ of NPR777.77. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Moat Score: 0
  • GF Value™: NPR777.77 vs. price of NPR692.00 (11% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score

Get the complete analysis for XNEP:SWBBL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR692.00
Price
NPR777.77
GF Value