CASH (Pathward Financial) Capital Adequacy Tier - Leverage Ratio %: 9.91% (As of Jun. 2026)

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CASH Pathward Financial Inc CASH
73 GF Score
Price $86.07
GF Value $84.54
Valuation Fairly Valued
! 1 Warning Sign
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What is Pathward Financial Capital Adequacy Tier - Leverage Ratio %?

Pathward Financial CASH -0.90% 73 Capital Adequacy Tier - Leverage Ratio % is 9.91% as of Jun. 2026. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $84.54 (Fairly Valued). The stock has 1 warning sign investors should review.

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Pathward Financial's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Jun. 2026 was 9.91% , which is higher than 8.62% for the pervious quarter ended in Mar. 2026.

Pathward Financial's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Sep. 2025 was 9.79% , which is higher than 9.05% for the pervious year ended in Sep. 2024.

The historical rank and industry rank for Pathward Financial's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

CASH's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Pathward Financial  (NAS:CASH) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Pathward Financial Capital Adequacy Tier - Leverage Ratio % Related Terms


Pathward Financial Capital Adequacy Tier - Leverage Ratio % Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Capital Adequacy Tier - Leverage Ratio % Chart

Pathward Financial Annual Data
Trend Sep21 Sep22 Sep23 Sep24 Sep25
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Pathward FinancialQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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CASH vs GABC, RBCAA, TFIN: Capital Adequacy Tier - Leverage Ratio % Comparison

For the Banks - Regional subindustry, Pathward Financial's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CASH
73GF Score
Pathward Financial Inc CASH
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pathward Financial  (NAS:CASH) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 9.91% mean?
Pathward Financial (CASH) has a Capital Adequacy Tier - Leverage Ratio % of 9.91% as of Jun. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Pathward Financial and its competitors.
Is Pathward Financial's Capital Adequacy Tier - Leverage Ratio % too high?
Pathward Financial's current Capital Adequacy Tier - Leverage Ratio % is 9.91%. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Capital Adequacy Tier - Leverage Ratio % compare to GABC and RBCAA?
Pathward Financial's Capital Adequacy Tier - Leverage Ratio % of 9.91% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Pathward Financial and its competitors. Pathward Financial's current Capital Adequacy Tier - Leverage Ratio % is 9.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $84.54, compared to a current price of $86.07 — trading 1.8% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 9.91%. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For Pathward Financial (CASH), the current Capital Adequacy Tier - Leverage Ratio % is 9.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be overvalued. The current stock price of $86.07 is trading 1.8% above its estimated GF Value™ of $84.54. GuruFocus considers Pathward Financial to be Fairly Valued.

Key valuation signals for CASH:

  • Capital Adequacy Tier - Leverage Ratio %: 9.91%
  • GF Value™: $84.54 vs. price of $86.07 (1.8% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score

Get the complete analysis for CASH

Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$86.07
Price
$84.54
GF Value