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Cloudia Research SpAFRA:ZP2 17 Cash-to-Debt is 0.50 as of Dec. 2025, which is at its 10-year median of 0.50. GuruFocus rates FRA:ZP2 with a GF Score™ of 17/100. The stock has 4 warning signs investors should review. Among 2,849 Software companies, Cloudia Research SpA ranks worse than 75.43% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Cloudia Research SpA's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.50.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Cloudia Research SpAcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Cloudia Research SpA's Cash-to-Debt or its related term are showing as below:
FRA:ZP2'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1 Med: 0.5 Max: 0.79
Current: 0.5
During the past 5 years, Cloudia Research SpA's highest Cash to Debt Ratio was 0.79. The lowest was 0.10. And the median was 0.50.
FRA:ZP2's Cash-to-Debt is ranked worse than 75.43% of 2849
companies
in the Software industry
Industry Median: 2.57
vs FRA:ZP2: 0.50
Cloudia Research SpA (FRA:ZP2) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Cloudia Research SpA Cash-to-Debt Related Terms
Cloudia Research SpA Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Cloudia Research SpA's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:ZP2 vs IBM, ACN, FISV: Cash-to-Debt Comparison
For the Information Technology Services subindustry, Cloudia Research SpA's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cloudia Research SpA Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Cloudia Research SpA's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Cloudia Research SpA's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cloudia Research SpA (FRA:ZP2) has a Cash-to-Debt of 0.50 as of Dec. 2025. This is near median its historical median of 0.50. Over the past decade, Cloudia Research SpA's Cash-to-Debt has ranged from 0.10 to 0.79. According to the industry distribution chart, Cloudia Research SpA ranks #2149 out of 2849 companies in the Software industry, placing it in the top 75.4%.
Is Cloudia Research SpA's Cash-to-Debt too high?
Cloudia Research SpA's current Cash-to-Debt of 0.50 is near median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.79. The Software industry median Cash-to-Debt is 2.57. Cloudia Research SpA's value of 0.50 is 80.5% below this industry median. Based on the distribution chart, Cloudia Research SpA ranks #2149 out of 2849 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cloudia Research SpA has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Cloudia Research SpA's Cash-to-Debt compare to IBM and ACN?
According to the Software industry distribution chart, Cloudia Research SpA ranks #2149 out of 2849 companies for Cash-to-Debt. This places Cloudia Research SpA in the lower half of its industry. The industry median Cash-to-Debt is 2.57. Cloudia Research SpA's value of 0.50 is 80.5% below this benchmark. Historically, Cloudia Research SpA's own Cash-to-Debt has ranged from 0.10 to 0.79 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 2.57, Cloudia Research SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.57, based on 2,849 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cloudia Research SpA's current Cash-to-Debt of 0.50 is 80.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cloudia Research SpA's current Cash-to-Debt is 0.50, which is near median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cloudia Research SpA stock overvalued right now?
Cloudia Research SpA (FRA:ZP2) has a current Cash-to-Debt of 0.50. The current Cash-to-Debt is 0.50, which is near median its 10-year median of 0.50 and 80.5% below the Software industry median of 2.57. Cloudia Research SpA's overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Cloudia Research SpA (FRA:ZP2), the current Cash-to-Debt is 0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cloudia Research SpA operates in the IT sector, providing services aimed at the digital transformation of business activity. It is engaged in digital transformation process, designing and providing innovative and customized solutions that allows to implement automated and interconnected IT management systems, which replace previous systems, improving operational efficiency and competitiveness.
17GF Score
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