Cloudia Research SpAFRA:ZP2 16 Return-on-Tangible-Equity is 27.95% as of Dec. 2025, which is 12% below its 10-year median of 31.77. GuruFocus rates FRA:ZP2 with a GF Score™ of 16/100. The stock has 4 warning signs investors should review. Among 2,470 Software companies, Cloudia Research SpA ranks worse than 63.08% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Cloudia Research SpA's annualized net income for the quarter that ended in Dec. 2025 was €0.46 Mil. Cloudia Research SpA's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €1.65 Mil. Therefore, Cloudia Research SpA's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 27.95%.
The historical rank and industry rank for Cloudia Research SpA's Return-on-Tangible-Equity or its related term are showing as below:
FRA:ZP2'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.28 Med: 31.77 Max: 80.6
Current: 2.28
During the past 5 years, Cloudia Research SpA's highest Return-on-Tangible-Equity was 80.60%. The lowest was 2.28%. And the median was 31.77%.
FRA:ZP2's Return-on-Tangible-Equity is ranked worse than 63.08% of 2470
companies
in the Software industry
Industry Median: 8.775
vs FRA:ZP2: 2.28
Cloudia Research SpA (FRA:ZP2) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Cloudia Research SpA Return-on-Tangible-Equity Related Terms
Cloudia Research SpA Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Cloudia Research SpA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cloudia Research SpA Return-on-Tangible-Equity Chart
FRA:ZP2 vs IBM, ACN, FISV: Return-on-Tangible-Equity Comparison
For the Information Technology Services subindustry, Cloudia Research SpA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cloudia Research SpA Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Cloudia Research SpA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Cloudia Research SpA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 27.95% mean?
Cloudia Research SpA (FRA:ZP2) has a Return-on-Tangible-Equity of 27.95% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cloudia Research SpA and its competitors. This is 12% below median its historical median of 31.77. Over the past decade, Cloudia Research SpA's Return-on-Tangible-Equity has ranged from 2.28 to 80.60. According to the industry distribution chart, Cloudia Research SpA ranks #1558 out of 2470 companies in the Software industry, placing it in the top 63.1%.
Is Cloudia Research SpA's Return-on-Tangible-Equity too high?
Cloudia Research SpA's current Return-on-Tangible-Equity of 27.95% is 12% below median its 10-year median of 31.77. Over the past 10 years, this metric has ranged from a low of 2.28 to a high of 80.60. The Software industry median Return-on-Tangible-Equity is 8.78. Cloudia Research SpA's value of 27.95% is 218.5% above this industry median. Based on the distribution chart, Cloudia Research SpA ranks #1558 out of 2470 companies in the Software industry, which is below the industry midpoint. Overall, Cloudia Research SpA has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Cloudia Research SpA's Return-on-Tangible-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Cloudia Research SpA ranks #1558 out of 2470 companies for Return-on-Tangible-Equity. This places Cloudia Research SpA in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.78. Cloudia Research SpA's value of 27.95% is 218.5% above this benchmark. Historically, Cloudia Research SpA's own Return-on-Tangible-Equity has ranged from 2.28 to 80.60 over the past decade. While the company's 10-year median is 31.77 vs. the industry median of 8.78, Cloudia Research SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.78, based on 2,470 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cloudia Research SpA's current Return-on-Tangible-Equity of 27.95% is 218.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cloudia Research SpA and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cloudia Research SpA's current Return-on-Tangible-Equity is 27.95%, which is 12% below median its own 10-year median of 31.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cloudia Research SpA stock overvalued right now?
Cloudia Research SpA (FRA:ZP2) has a current Return-on-Tangible-Equity of 27.95%. The current Return-on-Tangible-Equity is 27.95%, which is 12% below median its 10-year median of 31.77 and 218.5% above the Software industry median of 8.78. Cloudia Research SpA's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Cloudia Research SpA (FRA:ZP2), the current Return-on-Tangible-Equity is 27.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cloudia Research SpA operates in the IT sector, providing services aimed at the digital transformation of business activity. It is engaged in digital transformation process, designing and providing innovative and customized solutions that allows to implement automated and interconnected IT management systems, which replace previous systems, improving operational efficiency and competitiveness.
16GF Score
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