Cloudia Research SpA (FRA:ZP2) Effective Interest Rate on Debt %: 3.44% (As of Dec. 2025)


FRA:ZP2 Cloudia Research SpA FRA:ZP2
16 GF Score
Price €0.63
! 4 Warning Signs
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What is Cloudia Research SpA Effective Interest Rate on Debt %?

Cloudia Research SpA FRA:ZP2 16 Effective Interest Rate on Debt % is 3.44% as of Dec. 2025. GuruFocus rates FRA:ZP2 with a GF Score™ of 16/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cloudia Research SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.09 Mil. Cloudia Research SpA's average total debt for the quarter that ended in Dec. 2025 was €2.62 Mil. Therefore, Cloudia Research SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.44%.

Cloudia Research SpA  (FRA:ZP2) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Cloudia Research SpA Effective Interest Rate on Debt % Related Terms

Cloudia Research SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cloudia Research SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cloudia Research SpA Effective Interest Rate on Debt % Chart

Cloudia Research SpA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
2.88 3.77 5.52 7.52 3.78

Cloudia Research SpA Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 8.36 6.14 7.27 4.67 3.44

FRA:ZP2 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Cloudia Research SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cloudia Research SpA Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Cloudia Research SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cloudia Research SpA's Effective Interest Rate on Debt % falls into.


FRA:ZP2
16GF Score
Cloudia Research SpA FRA:ZP2
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cloudia Research SpA Effective Interest Rate on Debt % Calculation

Cloudia Research SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.091/( (1.546+3.264)/ 2 )
=-1  *  -0.091/2.405
=3.78 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.157 + 0.389
=1.546

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.379 + 1.885
=3.264

Cloudia Research SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.09/( (1.968+3.264)/ 2 )
=-1  *  -0.09/2.616
=3.44 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.071 + 0.897
=1.968

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.379 + 1.885
=3.264

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.44% mean?
Cloudia Research SpA (FRA:ZP2) has a Effective Interest Rate on Debt % of 3.44% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cloudia Research SpA and its competitors.
Is Cloudia Research SpA's Effective Interest Rate on Debt % too high?
Cloudia Research SpA's current Effective Interest Rate on Debt % is 3.44%. Overall, Cloudia Research SpA has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Cloudia Research SpA's Effective Interest Rate on Debt % compare to IBM and ACN?
Cloudia Research SpA's Effective Interest Rate on Debt % of 3.44% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cloudia Research SpA and its competitors. Cloudia Research SpA's current Effective Interest Rate on Debt % is 3.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cloudia Research SpA stock overvalued right now?
Cloudia Research SpA (FRA:ZP2) has a current Effective Interest Rate on Debt % of 3.44%. The current Effective Interest Rate on Debt % is 3.44%. Cloudia Research SpA's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cloudia Research SpA (FRA:ZP2), the current Effective Interest Rate on Debt % is 3.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cloudia Research SpA Business Description

Other Exchanges AGAIN:Italy
Address Via Ettore Ciccotti 3, Milano, ITA, 20161
Cloudia Research SpA operates in the IT sector, providing services aimed at the digital transformation of business activity. It is engaged in digital transformation process, designing and providing innovative and customized solutions that allows to implement automated and interconnected IT management systems, which replace previous systems, improving operational efficiency and competitiveness.
16GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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