PFBN (Pacific Alliance Bank CA) EV-to-FCF: (As of Sep. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PFBN Pacific Alliance Bank CA PFBN
49 GF Score
Price $11.98
GF Value $8.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Pacific Alliance Bank CA EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Pacific Alliance Bank CA's Enterprise Value is $3.39 Mil. Pacific Alliance Bank CA's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 was $0.00 Mil. Therefore, Pacific Alliance Bank CA's EV-to-FCF for today is .

The historical rank and industry rank for Pacific Alliance Bank CA's EV-to-FCF or its related term are showing as below:

PFBN' s EV-to-FCF Range Over the Past 10 Years
Min: -22.5   Med: -0.35   Max: 9.65
Current: 1.9

During the past 7 years, the highest EV-to-FCF of Pacific Alliance Bank CA was 9.65. The lowest was -22.50. And the median was -0.35.

PFBN's EV-to-FCF is ranked better than
74.55% of 1179 companies
in the Banks industry
Industry Median: 7.33 vs PFBN: 1.90

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-17), Pacific Alliance Bank CA's stock price is $11.98. Pacific Alliance Bank CA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $0.733. Therefore, Pacific Alliance Bank CA's PE Ratio (TTM) for today is 16.34.


Pacific Alliance Bank CA  (OTCPK:PFBN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Pacific Alliance Bank CA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.98/0.733
=16.34

Pacific Alliance Bank CA's share price for today is $11.98.
Pacific Alliance Bank CA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.733.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Pacific Alliance Bank CA EV-to-FCF Related Terms


Pacific Alliance Bank CA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Pacific Alliance Bank CA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Alliance Bank CA EV-to-FCF Chart

Pacific Alliance Bank CA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 9.79 18.14 24.57 -2.67 -4.74

Pacific Alliance Bank CA Quarterly Data
Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PFBN vs ELMA, CDAB, HRBK: EV-to-FCF Comparison

For the Banks - Regional subindustry, Pacific Alliance Bank CA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Alliance Bank CA EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Pacific Alliance Bank CA's EV-to-FCF falls into.


PFBN
49GF Score
Pacific Alliance Bank CA PFBN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Alliance Bank CA EV-to-FCF Calculation

Pacific Alliance Bank CA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3.390/0
=

Pacific Alliance Bank CA's current Enterprise Value is $3.39 Mil.
Pacific Alliance Bank CA's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued. The current stock price of $11.98 is trading 41.1% above its estimated GF Value™ of $8.49. GuruFocus considers Pacific Alliance Bank CA to be Significantly Overvalued.

Key valuation signals for PFBN:

  • EV-to-FCF:
  • GF Value™: $8.49 vs. price of $11.98 (41.1% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Alliance Bank CA Business Description

Address 641 West Las Tunas Drive, San Gabriel, CA, USA, 91776
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
49GF Score

Get the complete analysis for PFBN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.98
Price
$8.49
GF Value