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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Pacific Alliance Bank CA's Enterprise Value is $-5.35 Mil.
Pacific Alliance Bank CA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1.79 Mil. Therefore, Pacific Alliance Bank CA's EV-to-FCF for today is -3.00.
The historical rank and industry rank for Pacific Alliance Bank CA's EV-to-FCF or its related term are showing as below:
PFBN'
s EV-to-FCF Range Over the Past 10 Years
Min: -22.5 Med: -0.33 Max: 9.65
Current: -3
During the past 9 years, the highest EV-to-FCF of Pacific Alliance Bank CA was 9.65. The lowest was -22.50. And the median was -0.33.
PFBN's EV-to-FCF is ranked better than 94.58% of 1200
companies
in the Banks industry
Industry Median: 7.22
vs PFBN: -3.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pacific Alliance Bank CA (OTCPK:PFBN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pacific Alliance Bank CA's PE Ratio (TTM) for today is calculated as:
Pacific Alliance Bank CA's share price for today is $9.2739.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Pacific Alliance Bank CA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.710.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Pacific Alliance Bank CA EV-to-FCF Related Terms
Pacific Alliance Bank CA EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Alliance Bank CA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's EV-to-FCF falls into.
Pacific Alliance Bank CA's current Enterprise Value is $-5.35 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Pacific Alliance Bank CA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1.79 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA (PFBN) has a EV-to-FCF of -3.00 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Pacific Alliance Bank CA and its competitors. According to the industry distribution chart, Pacific Alliance Bank CA ranks #65 out of 1200 companies in the Banks industry, placing it in the top 5.4%.
Is Pacific Alliance Bank CA's EV-to-FCF too high?
Pacific Alliance Bank CA's current EV-to-FCF is -3.00. Based on the distribution chart, Pacific Alliance Bank CA ranks #65 out of 1200 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Alliance Bank CA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's EV-to-FCF compare to VWFB and ECLP?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #65 out of 1200 companies for EV-to-FCF. This places Pacific Alliance Bank CA in the top 5% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.22, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median EV-to-FCF is 7.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current EV-to-FCF is -3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Fairly Valued. The stock's GF Value™ is $8.53, compared to a current price of $9.27 — trading 8.7% above its estimated fair value. The current EV-to-FCF is -3.00. Pacific Alliance Bank CA's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current EV-to-FCF is -3.00 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $9.27 is trading 8.7% above its estimated GF Value™ of $8.53.
GuruFocus considers Pacific Alliance Bank CA to be Fairly Valued.
Key valuation signals for PFBN:
EV-to-FCF: -3.00
GF Value™: $8.53 vs. price of $9.27 (8.7% above fair value)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
53GF Score
Get the complete analysis for PFBN
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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