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OUTsurance GroupJSE:OUT -0.96%72 EV-to-OCF is 19.58 as of Jul. 30, 2026, which is 69% above its 10-year median of 11.56. GuruFocus rates JSE:OUT with a GF Score™ of 72/100 and a GF Value™ of R46.93 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, OUTsurance Group ranks worse than 82.34% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, OUTsurance Group's Enterprise Value is R128,559 Mil.
OUTsurance Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was R6,565 Mil. Therefore, OUTsurance Group's EV-to-OCF for today is 19.58.
The historical rank and industry rank for OUTsurance Group's EV-to-OCF or its related term are showing as below:
JSE:OUT'
s EV-to-OCF Range Over the Past 10 Years
Min: 5.9 Med: 11.56 Max: 92.98
Current: 19.77
During the past 13 years, the highest EV-to-OCF of OUTsurance Group was 92.98. The lowest was 5.90. And the median was 11.56.
JSE:OUT's EV-to-OCF is ranked worse than 82.34% of 504
companies
in the Insurance industry
Industry Median: 6.89
vs JSE:OUT: 19.77
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
OUTsurance Group's PE Ratio (TTM) for today is calculated as:
OUTsurance Group's share price for today is R83.19.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. OUTsurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R3.219.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
OUTsurance Group EV-to-OCF Related Terms
OUTsurance Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for OUTsurance Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, OUTsurance Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's EV-to-OCF falls into.
OUTsurance Group's current Enterprise Value is R128,559 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. OUTsurance Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was R6,565 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OUTsurance Group (JSE:OUT) has a EV-to-OCF of 19.58 as of Jul. 30, 2026. This is 69% above median its historical median of 11.56. Over the past decade, OUTsurance Group's EV-to-OCF has ranged from 5.90 to 92.98. According to the industry distribution chart, OUTsurance Group ranks #415 out of 504 companies in the Insurance industry, placing it in the top 82.3%.
Is OUTsurance Group's EV-to-OCF too high?
OUTsurance Group's current EV-to-OCF of 19.58 is 69% above median its 10-year median of 11.56. Over the past 10 years, this metric has ranged from a low of 5.90 to a high of 92.98. The Insurance industry median EV-to-OCF is 6.89. OUTsurance Group's value of 19.58 is 184.2% above this industry median. Based on the distribution chart, OUTsurance Group ranks #415 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, OUTsurance Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #415 out of 504 companies for EV-to-OCF. This places OUTsurance Group in the lower half of its industry. The industry median EV-to-OCF is 6.89. OUTsurance Group's value of 19.58 is 184.2% above this benchmark. Historically, OUTsurance Group's own EV-to-OCF has ranged from 5.90 to 92.98 over the past decade. While the company's 10-year median is 11.56 vs. the industry median of 6.89, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.89, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current EV-to-OCF of 19.58 is 184.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current EV-to-OCF is 19.58, which is 69% above median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.93, compared to a current price of R83.19 — trading 77.3% above its estimated fair value. The current EV-to-OCF is 19.58, which is 69% above median its 10-year median of 11.56 and 184.2% above the Insurance industry median of 6.89. OUTsurance Group's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current EV-to-OCF is 19.58 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R83.19 is trading 77.3% above its estimated GF Value™ of R46.93.
GuruFocus considers OUTsurance Group to be Significantly Overvalued.
Key valuation signals for JSE:OUT:
EV-to-OCF: 19.58 (69% above median its 10-year median of 11.56)
GF Value™: R46.93 vs. price of R83.19 (77.3% above fair value)
Industry Position: 184.2% above the Insurance median (#415 of 504)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
72GF Score
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