EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bao minh Insurance's Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫94,050 Mil. Therefore, Bao minh Insurance's EV-to-FCF for today is 20.08.
The historical rank and industry rank for Bao minh Insurance's EV-to-FCF or its related term are showing as below:
STC:BMI'
s EV-to-FCF Range Over the Past 10 Years
Min: -157.36 Med: -0.53 Max: 46.57
Current: 20.16
During the past 13 years, the highest EV-to-FCF of Bao minh Insurance was 46.57. The lowest was -157.36. And the median was -0.53.
STC:BMI's EV-to-FCF is ranked worse than 78.79% of 396
companies
in the Insurance industry
Industry Median: 9.285
vs STC:BMI: 20.16
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bao minh Insurance (STC:BMI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bao minh Insurance's PE Ratio (TTM) for today is calculated as:
Bao minh Insurance's share price for today is ₫14250.00.
Bao minh Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1192.009.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bao minh Insurance EV-to-FCF Related Terms
Bao minh Insurance EV-to-FCF Historical Data
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The historical data trend for Bao minh Insurance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bao minh Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bao minh Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Bao minh Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bao minh Insurance's EV-to-FCF falls into.
Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫94,050 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bao minh Insurance (STC:BMI) has a EV-to-FCF of 20.08 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bao minh Insurance and its competitors. According to the industry distribution chart, Bao minh Insurance ranks #312 out of 396 companies in the Insurance industry, placing it in the top 78.8%.
Is Bao minh Insurance's EV-to-FCF too high?
Bao minh Insurance's current EV-to-FCF is 20.08. The Insurance industry median EV-to-FCF is 9.29. Bao minh Insurance's value of 20.08 is 116.3% above this industry median. Based on the distribution chart, Bao minh Insurance ranks #312 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Bao minh Insurance ranks #312 out of 396 companies for EV-to-FCF. This places Bao minh Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.29. Bao minh Insurance's value of 20.08 is 116.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bao minh Insurance's current EV-to-FCF of 20.08 is 116.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bao minh Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bao minh Insurance's current EV-to-FCF is 20.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,379.66, compared to a current price of ₫14,250.00 — trading 30.1% below its estimated fair value. The current EV-to-FCF is 20.08 and 116.3% above the Insurance industry median of 9.29. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current EV-to-FCF is 20.08 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bao minh Insurance (STC:BMI) Overvalued in 2026?
Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued.
The current stock price of ₫14,250.00 is trading 30.1% below its estimated GF Value™ of ₫20,379.66.
GuruFocus considers Bao minh Insurance to be Significantly Undervalued.
Key valuation signals for STC:BMI:
EV-to-FCF: 20.08
GF Value™: ₫20,379.66 vs. price of ₫14,250.00 (30.1% below fair value)
Industry Position: 116.3% above the Insurance median (#312 of 396)
No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score
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