PFHO (Pacific Health Care Organization) 3-1 Month Momentum %: -30.89% (As of Jul. 29, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PFHO Pacific Health Care Organization Inc PFHO
51 GF Score
Price $0.85
GF Value $0.94
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Pacific Health Care Organization 3-1 Month Momentum %?

Pacific Health Care Organization PFHO 51 3-1 Month Momentum % is -30.89% as of Jul. 29, 2026. GuruFocus rates PFHO with a GF Score™ of 51/100 and a GF Value™ of $0.94 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 18 Healthcare Plans companies, Pacific Health Care Organization ranks worse than 100% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-29), Pacific Health Care Organization's 3-1 Month Momentum % is -30.89%.

The industry rank for Pacific Health Care Organization's 3-1 Month Momentum % or its related term are showing as below:

PFHO's 3-1 Month Momentum % is ranked worse than
100% of 18 companies
in the Healthcare Plans industry
Industry Median: 7.415 vs PFHO: -30.89

Pacific Health Care Organization  (OTCPK:PFHO) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Pacific Health Care Organization 3-1 Month Momentum % Related Terms


PFHO vs UNH, CVS, ELV: 3-1 Month Momentum % Comparison

For the Healthcare Plans subindustry, Pacific Health Care Organization's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Health Care Organization 3-1 Month Momentum % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Pacific Health Care Organization's 3-1 Month Momentum % falls into.


PFHO
51GF Score
Pacific Health Care Organization Inc PFHO
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Health Care Organization  (OTCPK:PFHO) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -30.89% mean?
Pacific Health Care Organization (PFHO) has a 3-1 Month Momentum % of -30.89% as of Jul. 29, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Pacific Health Care Organization and its competitors. According to the industry distribution chart, Pacific Health Care Organization ranks #18 out of 18 companies in the Healthcare Plans industry.
Is Pacific Health Care Organization's 3-1 Month Momentum % too high?
Pacific Health Care Organization's current 3-1 Month Momentum % is -30.89%. Based on the distribution chart, Pacific Health Care Organization ranks #18 out of 18 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's 3-1 Month Momentum % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #18 out of 18 companies for 3-1 Month Momentum %. This places Pacific Health Care Organization in the lower half of its industry. The industry median 3-1 Month Momentum % is 7.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Healthcare Plans company?
The median 3-1 Month Momentum % among Healthcare Plans companies is 7.42, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median 3-1 Month Momentum % is 7.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current 3-1 Month Momentum % is -30.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.94, compared to a current price of $0.85 — trading 9.6% below its estimated fair value. The current 3-1 Month Momentum % is -30.89%. Pacific Health Care Organization's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current 3-1 Month Momentum % is -30.89% as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Health Care Organization (PFHO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued. The current stock price of $0.85 is trading 9.6% below its estimated GF Value™ of $0.94. GuruFocus considers Pacific Health Care Organization to be Modestly Undervalued.

Key valuation signals for PFHO:

  • 3-1 Month Momentum %: -30.89%
  • GF Value™: $0.94 vs. price of $0.85 (9.6% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Health Care Organization Business Description

Address 19800 MacArthur Boulevard, Suites 306 and 307, Irvine, CA, USA, 92612
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
51GF Score

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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$0.94
GF Value